Jackson County, Oregon

County Distress Index: Elevated · 54.5 | 220,768 people · 21st most distressed in Oregon
American Default Research

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Jackson County, OR registers elevated household financial distress with a score of 54.5 — 1252nd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Oregon, it ranks 21st of 36 counties. It scores lower than all 4 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Jackson County's primary driver is Housing Cost Burden at 87.2 — worse than roughly 87% of U.S. counties.

Housing Cost Burden Primary driver 87.2
Rent-Burdened (30%+) 92
Severely Rent-Burdened (50%+) 82
Mortgage-Burdened (30%+) 94
Homeownership Rate 84
Rent-to-Income Ratio 84
Employment & Wages 63.9
Unemployment Rate 87
Wage-to-Rent Ratio 85
Business Formation Rate 19
Debt & Delinquency 42.0
Debt in Collections 31
Medical Debt 18
Student Loan Delinquency 44
Auto Loan Delinquency 33
Credit Card Delinquency 43
Bankruptcy Filing Rate 84
Community Vulnerability 41.5
Uninsured Rate 28
Disability Rate 55
Income & Poverty 37.9
Poverty Rate 42
Income vs. State Median 41
Child Poverty Rate 30

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Jackson County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Jackson County
Jackson County, OR 54.5 Elevated —
Klamath County, OR 70.4 Serious +15.9
Josephine County, OR 64.5 Elevated +10.1
Siskiyou County, CA 64.2 Elevated +9.7
Douglas County, OR 61.8 Elevated +7.3

Population Peers

County Score Zone vs. Jackson County
Flagler County, FL 54.5 Elevated -0.0
Huron County, OH 54.5 Elevated -0.0
Lee County, NC 54.5 Elevated +0.0
Cowlitz County, WA 54.5 Elevated +0.1
Carbon County, PA 54.6 Elevated +0.1

Download Data

Export all distress indicators for Jackson County as a CSV file.

Find Help in Jackson County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Jackson County.

ACCESS
Medford
541-779-6691 Website
Foreclosure PreventionFinancial CounselingFair HousingPre-Purchase
CCCS OF SOUTHERN OREGON
Medford
541-779-2273 Website
Reverse Mortgage

See all counselors in Oregon →

Find an Attorney

Oregon State Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oregon State Bar — Lawyer Referral Service 503-684-3763 (Portland); 1-800-452-7636 (statewide)

Free Legal Aid

Legal aid organizations serving Jackson County residents at no cost.

Legal Aid Services of Oregon 503-684-1032 (Portland); 1-800-684-1032 (statewide hotline)
Oregon Law Center 541-672-3429 (Roseburg); 541-485-1017 (Eugene)
Willamette Law Online — Oregon Foreclosure Avoidance Project 503-370-6051

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Oregon →

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Frequently Asked Questions

  • What is the distress score for Jackson County, Oregon?

    Jackson County has a County Distress Index score of 54.5 out of 100, placing it in the Elevated zone. It ranks 1,252nd nationally out of 3,144 counties and 21st in Oregon out of 36 counties.

  • What drives financial distress in Jackson County?

    The primary driver of distress in Jackson County is Housing Cost Burden, where the county scores 87.2 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Jackson County compare to neighboring counties?

    Jackson County (54.5) can be compared to its 4 neighboring counties: Klamath County, OR (70.4); Josephine County, OR (64.5); Siskiyou County, CA (64.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Jackson County?

    Jackson County, Oregon has a population of approximately 220,768 (2023 Census estimate), classified as a mid county.