Clackamas County, Oregon

County Distress Index: Normal · 38.3 | 423,173 people · 34th most distressed in Oregon
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Clackamas County, OR falls within the normal range for household financial distress at 38.3 — 2456th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Oregon, it ranks 34th of 36 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Clackamas County's primary driver is Housing Cost Burden at 83.8 — worse than roughly 84% of U.S. counties.

Housing Cost Burden Primary driver 83.8
Rent-Burdened (30%+) 97
Severely Rent-Burdened (50%+) 93
Mortgage-Burdened (30%+) 98
Homeownership Rate 65
Rent-to-Income Ratio 67
Employment & Wages 60.0
Unemployment Rate 76
Wage-to-Rent Ratio 88
Business Formation Rate 16
Debt & Delinquency 23.5
Debt in Collections 9
Medical Debt 17
Student Loan Delinquency 12
Auto Loan Delinquency 12
Credit Card Delinquency 21
Bankruptcy Filing Rate 71
Community Vulnerability 20.5
Uninsured Rate 19
Disability Rate 22
Income & Poverty 3.7
Poverty Rate 4
Income vs. State Median 5
Child Poverty Rate 3

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Clackamas County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Clackamas County
Clackamas County, OR 38.3 Normal —
Wasco County, OR 61.6 Elevated +23.3
Marion County, OR 58.2 Elevated +19.9
Yamhill County, OR 49.4 Normal +11.1
Multnomah County, OR 48.3 Normal +10.0
Hood River County, OR 41.8 Normal +3.5
Washington County, OR 36.1 Normal -2.2

Population Peers

County Score Zone vs. Clackamas County
York County, PA 38.4 Normal +0.1
Clay County, MO 38.1 Normal -0.2
Chesterfield County, VA 38.1 Normal -0.2
Hillsborough County, NH 38.1 Normal -0.2
Dutchess County, NY 38.6 Normal +0.3

Download Data

Export all distress indicators for Clackamas County as a CSV file.

Find Help in Clackamas County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Clackamas County.

DevNw
OREGON CITY
503-655-8974 Website
Foreclosure PreventionMortgage HelpFinancial CounselingHome Improvement/Rehab
HOUSING OPTIONS PROVIDED FOR THE ELDERLY
Lake Oswego
971-207-7820 Website
Reverse Mortgage

See all counselors in Oregon →

Find an Attorney

Oregon State Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oregon State Bar — Lawyer Referral Service 503-684-3763 (Portland); 1-800-452-7636 (statewide)

Free Legal Aid

Legal aid organizations serving Clackamas County residents at no cost.

Legal Aid Services of Oregon 503-684-1032 (Portland); 1-800-684-1032 (statewide hotline)
Oregon Law Center 541-672-3429 (Roseburg); 541-485-1017 (Eugene)
Willamette Law Online — Oregon Foreclosure Avoidance Project 503-370-6051

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Oregon →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Clackamas County, Oregon?

    Clackamas County has a County Distress Index score of 38.3 out of 100, placing it in the Normal zone. It ranks 2,456th nationally out of 3,144 counties and 34th in Oregon out of 36 counties.

  • What drives financial distress in Clackamas County?

    The primary driver of distress in Clackamas County is Housing Cost Burden, where the county scores 83.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Clackamas County compare to neighboring counties?

    Clackamas County (38.3) can be compared to its 6 neighboring counties: Wasco County, OR (61.6); Marion County, OR (58.2); Yamhill County, OR (49.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Clackamas County?

    Clackamas County, Oregon has a population of approximately 423,173 (2023 Census estimate), classified as a large county.