Garfield County, Oklahoma

County Distress Index: Elevated · 59.7 | 62,023 people · 39th most distressed in Oklahoma
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Garfield County, OK registers elevated household financial distress with a score of 59.7 — 856th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Oklahoma, it ranks 39th of 77 counties. Among its 7 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Garfield County's primary driver is Community Vulnerability at 77.2 — worse than roughly 77% of U.S. counties.

Community Vulnerability Primary driver 77.2
Uninsured Rate 84
Disability Rate 71
Debt & Delinquency 67.6
Debt in Collections 79
Medical Debt 98
Student Loan Delinquency 82
Auto Loan Delinquency 55
Credit Card Delinquency 43
Bankruptcy Filing Rate 48
Employment & Wages 52.7
Unemployment Rate 45
Wage-to-Rent Ratio 46
Business Formation Rate 67
Housing Cost Burden 50.8
Rent-Burdened (30%+) 54
Severely Rent-Burdened (50%+) 47
Mortgage-Burdened (30%+) 26
Homeownership Rate 85
Rent-to-Income Ratio 41
Income & Poverty 50.2
Poverty Rate 57
Income vs. State Median 31
Child Poverty Rate 63

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Garfield County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Garfield County
Garfield County, OK 59.7 Elevated —
Kay County, OK 65.1 Serious +5.4
Alfalfa County, OK 52.6 Elevated -7.1
Logan County, OK 46.9 Normal -12.8
Grant County, OK 46.3 Normal -13.4
Noble County, OK 45.9 Normal -13.8
Major County, OK 42.3 Normal -17.4
Kingfisher County, OK 38.5 Normal -21.2

Population Peers

County Score Zone vs. Garfield County
Nash County, NC 59.7 Elevated 0.0
Tipton County, TN 59.7 Elevated -0.0
Buchanan County, MO 59.6 Elevated -0.0
Pickens County, SC 59.8 Elevated +0.1
Mercer County, WV 59.9 Elevated +0.2

Download Data

Export all distress indicators for Garfield County as a CSV file.

Find Help in Garfield County

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Oklahoma Bar Association Lawyer Referral 405-416-7000

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Legal aid organizations serving Garfield County residents at no cost.

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Frequently Asked Questions

  • What is the distress score for Garfield County, Oklahoma?

    Garfield County has a County Distress Index score of 59.7 out of 100, placing it in the Elevated zone. It ranks 856th nationally out of 3,144 counties and 39th in Oklahoma out of 77 counties.

  • What drives financial distress in Garfield County?

    The primary driver of distress in Garfield County is Community Vulnerability, where the county scores 77.2 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Garfield County compare to neighboring counties?

    Garfield County (59.7) can be compared to its 7 neighboring counties: Kay County, OK (65.1); Alfalfa County, OK (52.6); Logan County, OK (46.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Garfield County?

    Garfield County, Oklahoma has a population of approximately 62,023 (2023 Census estimate), classified as a mid county.