Cleveland County, Oklahoma

County Distress Index: Normal · 48.1 | 301,193 people · 63rd most distressed in Oklahoma
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Cleveland County, OK falls within the normal range for household financial distress at 48.1 — 1740th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Oklahoma, it ranks 63rd of 77 counties. Its score is in the middle of its 4 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Cleveland County's primary driver is Housing Cost Burden at 67.0 — above the national median.

Housing Cost Burden Primary driver 67.0
Rent-Burdened (30%+) 77
Severely Rent-Burdened (50%+) 66
Mortgage-Burdened (30%+) 67
Homeownership Rate 86
Rent-to-Income Ratio 39
Community Vulnerability 52.6
Uninsured Rate 64
Disability Rate 41
Debt & Delinquency 50.0
Debt in Collections 61
Medical Debt 85
Student Loan Delinquency 1
Auto Loan Delinquency 45
Credit Card Delinquency 41
Bankruptcy Filing Rate 67
Employment & Wages 43.6
Unemployment Rate 38
Wage-to-Rent Ratio 76
Business Formation Rate 17
Income & Poverty 27.4
Poverty Rate 45
Income vs. State Median 9
Child Poverty Rate 28

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Cleveland County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Cleveland County
Cleveland County, OK 48.1 Normal —
Pottawatomie County, OK 64.8 Elevated +16.7
Oklahoma County, OK 56.7 Elevated +8.6
McClain County, OK 44.4 Normal -3.7
Canadian County, OK 42.9 Normal -5.2

Population Peers

County Score Zone vs. Cleveland County
Ingham County, MI 48.2 Normal +0.1
Multnomah County, OR 48.3 Normal +0.2
Hamilton County, OH 48.3 Normal +0.2
Monroe County, NY 47.9 Normal -0.2
Naugatuck Valley Planning Region, CT 48.5 Normal +0.4

Download Data

Export all distress indicators for Cleveland County as a CSV file.

Find Help in Cleveland County

Find an Attorney

Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

Free Legal Aid

Legal aid organizations serving Cleveland County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

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Frequently Asked Questions

  • What is the distress score for Cleveland County, Oklahoma?

    Cleveland County has a County Distress Index score of 48.1 out of 100, placing it in the Normal zone. It ranks 1,740th nationally out of 3,144 counties and 63rd in Oklahoma out of 77 counties.

  • What drives financial distress in Cleveland County?

    The primary driver of distress in Cleveland County is Housing Cost Burden, where the county scores 67.0 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Cleveland County compare to neighboring counties?

    Cleveland County (48.1) can be compared to its 4 neighboring counties: Pottawatomie County, OK (64.8); Oklahoma County, OK (56.7); McClain County, OK (44.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Cleveland County?

    Cleveland County, Oklahoma has a population of approximately 301,193 (2023 Census estimate), classified as a large county.