Unemployment in Naugatuck Valley Planning Region, Connecticut, is higher than in 89% of U.S. counties

In Naugatuck Valley Planning Region, 5.6% of the labor force was out of work, on average (Bureau of Labor Statistics, Sep 2025 to Aug 2026). That is higher than in 89% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
1st
of 9 counties in Connecticut
59score /100

More distressed than 59% of U.S. counties.

What drives Naugatuck Valley Planning Region's score

In Naugatuck Valley Planning Region, housing costs weigh most: the score for housing costs is 88.2. About one in four renters (26.2%, 2020 to 2024) pays half their income or more in rent, a higher share than in 90% of U.S. counties. Jobs come next, at 62.8.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Naugatuck Valley Planning Region does better than most counties on two measures: people without health insurance (4.8%, 2020 to 2024) and median household income ($81,346, 2024).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Naugatuck Valley Planning Region ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Housing costs

    Biggest factor
    88.2 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      25.7% · fiscal year 2027
      86th percentile
    • Renters paying half their income or more in rent
      26.2% · 2020 to 2024
      90th percentile
  • Jobs

    62.8 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      18.5% · 2020 to 2024
      36th percentile
    • Unemployment rate, 12-month average
      5.6% · Sep 2025 to Aug 2026
      89th percentile
  • Late payments

    53.9 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      4.9% · August 2025
      46th percentile
    • People with a credit card behind
      6.0% · August 2025
      59th percentile
    • People with a subprime credit score
      24.9% · Q4 2025
      56th percentile
  • Collections and bankruptcy

    41.8 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      21.8% · August 2025
      45th percentile
    • Bankruptcy filings per 100,000 people
      104.6 · 2025
      38th percentile
  • Income and safety net

    32.6 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      17.9% · 2024
      54th percentile
    • People with a disability
      13.8% · 2020 to 2024
      29th percentile
    • Median household income (lower income, longer bar)
      $81,346 · 2024
      18th percentile
    • People below the poverty line
      12.5% · 2024
      44th percentile
    • People without health insurance
      4.8% · 2020 to 2024
      16th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Naugatuck Valley Planning Region comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Naugatuck Valley Planning Region

69 12 20

Connecticut

63 22 15

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Naugatuck Valley Planning Region in 2024, pay from work was 69 cents of every dollar of income. Income from investments and rentals was 12 cents. Benefit checks were 20 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 8 cents of every dollar in 1969, but pay from work still brings in more.

In Naugatuck Valley Planning Region, benefit checks rose from 8 to 20 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Naugatuck Valley Planning Region, Connecticut: 20.0% and 68.5% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 20.0% Pay 68.5% 0%20%40%60%80% 196920002024 Benefits 20.0% Pay 68.5%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Naugatuck Valley Planning Region, Connecticut American Default · americandefault.org

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The quote: In 2024, benefit checks made up 20.0% of all personal income in Naugatuck Valley Planning Region, Connecticut (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Naugatuck Valley Planning Region, 19.2% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Naugatuck Valley Planning Region has changed

Unemployment fell from 5.9% in 1990 to 4.5% in 2025.

MeasureThenNowSource
Unemployment rateBLS LAUS 1990 5.9% 2025 4.5% BLS LAUS
People below the poverty lineCensus SAIPE 1989 8.1% 2024 12.5% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $36,601 2024 $81,346 Census SAIPE
Share of income from benefit checksBEA 1969 7.8% 2024 20.0% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Naugatuck Valley Planning Region's history

  1. 2013

    2013, established to replace Connecticut's counties as county-equivalent. Wikipedia

Storms are listed if they did $1 million or more in damage or killed someone.

Naugatuck Valley Planning Region beside its neighbors

Naugatuck Valley Planning Region scores higher than all five counties that border it. Of the group, Naugatuck Valley Planning Region gets the largest share of its income from benefit checks (20.0%).

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Naugatuck Valley Planning Region, CT 59 1st of 9 12.5% 20.0%
South Central Connecticut Planning Region, CT 55 2nd of 9 11.5% 20.0%
Greater Bridgeport Planning Region, CT 49 3rd of 9 11.4% 11.1%
Capitol Planning Region, CT 48 4th of 9 10.4% 17.1%
Northwest Hills Planning Region, CT 27 8th of 9 8.6% 17.0%
Western Connecticut Planning Region, CT 27 7th of 9 7.8% 7.4%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Naugatuck Valley Planning Region the poorest county in Connecticut?

Yes, Naugatuck Valley Planning Region's poverty rate was 12.5% in 2024, the highest of 9 counties in Connecticut (U.S. Census Bureau, Small Area Income and Poverty Estimates). On our distress index, which counts more than poverty, Naugatuck Valley Planning Region ranks 1st of 9 in the state.

Naugatuck Valley Planning Region, Connecticut: common questions

What is the poverty rate in Naugatuck Valley Planning Region, Connecticut?

12.5% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in eight people. Among children it was 17.9%.

Is Naugatuck Valley Planning Region the poorest county in Connecticut?

Yes, Naugatuck Valley Planning Region's poverty rate was 12.5% in 2024, the highest of 9 counties in Connecticut (U.S. Census Bureau, Small Area Income and Poverty Estimates). On our distress index, which counts more than poverty, Naugatuck Valley Planning Region ranks 1st of 9 in the state.

What is the population of Naugatuck Valley Planning Region, Connecticut?

About 462,220 people in 2024, by the Bureau of Economic Analysis's count.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Naugatuck Valley Planning Region

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

Connecticut foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Naugatuck Valley Planning Region · Every U.S. county (CSV)

Cite this Naugatuck Valley Planning Region, Connecticut, scores 59 on the County Distress Index (data through Aug 2026): more distressed than 59% of U.S. counties · American Default Research · americandefault.org/counties/connecticut/naugatuck-valley-planning-region-ct/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Naugatuck Valley Planning Region comes from, 2024.
  • History The agencies named in each row and the linked records above.