51.8 / 100
Elevated
1,464th of 3,144 counties nationally
40th of 88 counties in Ohio

Franklin County, OH registers elevated household financial distress with a score of 51.8 — 1464th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Ohio, it ranks 40th of 88 counties. It scores higher than all 6 of its neighboring counties.

Five-Domain Breakdown

How Franklin County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Housing Cost Burden

Primary Driver
79.6
Rent-Burdened (30%+)
71
Severely Rent-Burdened (50%+)
71
Mortgage-Burdened (30%+)
86
Homeownership Rate
97
Rent-to-Income Ratio
73

Debt & Delinquency

66.8
Debt in Collections
65
Medical Debt
56
Student Loan Delinquency
58
Auto Loan Delinquency
79
Credit Card Delinquency
62
Bankruptcy Filing Rate
81

Income & Poverty

50.1
Poverty Rate
62
Income vs. State Median
28
Child Poverty Rate
60

Community Vulnerability

33.3
Uninsured Rate
53
Disability Rate
14

Employment & Wages

29.0
Unemployment Rate
45
Wage-to-Rent Ratio
36
Business Formation Rate
6

How Franklin County Compares

Neighboring Counties

County Score Zone Difference
Franklin County, OH 51.8 Elevated
Pickaway County, OH 50.5 Elevated -1.3
Madison County, OH 43.9 Normal -7.9
Licking County, OH 43.5 Normal -8.3
Fairfield County, OH 41.9 Normal -9.9
Union County, OH 21.2 Healthy -30.6

Population Peers

Counties with similar population (metro) and closest distress scores nationally.

County Score Zone Difference
Cook County, IL 50.8 Elevated -1.0
Queens County, NY 53.3 Elevated +1.6
Maricopa County, AZ 50.1 Elevated -1.7
Cuyahoga County, OH 53.7 Elevated +1.9
Sacramento County, CA 49.6 Normal -2.2

Download Data

Export all distress indicators for Franklin County as a CSV file.

Resources

Franklin County scores in the Elevated zone. If you or someone you know is experiencing financial hardship, free help is available.

Frequently Asked Questions

What is the distress score for Franklin County, Ohio?

Franklin County has a County Distress Index score of 51.8 out of 100, placing it in the Elevated zone. It ranks 1,464th nationally out of 3,144 counties and 40th in Ohio out of 88 counties.

What drives financial distress in Franklin County?

The primary driver of distress in Franklin County is Housing Cost Burden, where the county scores 79.6 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

How does Franklin County compare to neighboring counties?

Franklin County (51.8) can be compared to its 5 neighboring counties: Pickaway County, OH (50.5); Madison County, OH (43.9); Licking County, OH (43.5).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Franklin County?

Franklin County, Ohio has a population of approximately 1,326,063 (2023 Census estimate), classified as a metro county.

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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.