Stanly County, North Carolina

County Distress Index: Normal · 44.3 | 65,699 people · 86th most distressed in North Carolina
American Default Research

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Stanly County, NC falls within the normal range for household financial distress at 44.3 — 2046th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within North Carolina, it ranks 86th of 100 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Stanly County's primary driver is Community Vulnerability at 67.4 — above the national median.

Community Vulnerability Primary driver 67.4
Uninsured Rate 68
Disability Rate 67
Debt & Delinquency 56.3
Debt in Collections 60
Medical Debt 63
Student Loan Delinquency 55
Auto Loan Delinquency 82
Credit Card Delinquency 68
Bankruptcy Filing Rate 10
Housing Cost Burden 34.3
Rent-Burdened (30%+) 38
Severely Rent-Burdened (50%+) 39
Mortgage-Burdened (30%+) 30
Homeownership Rate 54
Rent-to-Income Ratio 10
Employment & Wages 33.3
Unemployment Rate 10
Wage-to-Rent Ratio 49
Business Formation Rate 40
Income & Poverty 30.4
Poverty Rate 29
Income vs. State Median 30
Child Poverty Rate 33

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Stanly County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Stanly County
Stanly County, NC 44.3 Normal —
Anson County, NC 75.5 Serious +31.2
Richmond County, NC 68.6 Serious +24.3
Montgomery County, NC 54.3 Elevated +9.9
Rowan County, NC 54.2 Elevated +9.9
Davidson County, NC 49.0 Normal +4.7
Cabarrus County, NC 41.4 Normal -2.9
Union County, NC 31.9 Healthy -12.4

Population Peers

County Score Zone vs. Stanly County
Racine County, WI 44.3 Normal -0.0
Whiteside County, IL 44.3 Normal -0.0
Champaign County, IL 44.4 Normal +0.1
Pender County, NC 44.4 Normal +0.1
Monroe County, MI 44.2 Normal -0.1

Download Data

Export all distress indicators for Stanly County as a CSV file.

Find Help in Stanly County

Find an Attorney

North Carolina State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

North Carolina State Bar Lawyer Referral Service 1-800-662-7407

Free Legal Aid

Legal aid organizations serving Stanly County residents at no cost.

Legal Aid of North Carolina 1-866-219-5262
Charlotte Center for Legal Advocacy 704-376-1600
NC Equal Access to Justice Commission
Duke Law School Community Enterprise Clinic

Self-Help Resources

NC Courts Self-Help Resources — Foreclosure Official NC court system resources for foreclosure proceedings and borrower rights
NCHFA Homeowner Resources Assistance programs, counselor referrals, and HAF information

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in North Carolina →

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Frequently Asked Questions

  • What is the distress score for Stanly County, North Carolina?

    Stanly County has a County Distress Index score of 44.3 out of 100, placing it in the Normal zone. It ranks 2,046th nationally out of 3,144 counties and 86th in North Carolina out of 100 counties.

  • What drives financial distress in Stanly County?

    The primary driver of distress in Stanly County is Community Vulnerability, where the county scores 67.4 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Stanly County compare to neighboring counties?

    Stanly County (44.3) can be compared to its 7 neighboring counties: Anson County, NC (75.5); Richmond County, NC (68.6); Montgomery County, NC (54.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Stanly County?

    Stanly County, North Carolina has a population of approximately 65,699 (2023 Census estimate), classified as a mid county.