Granville County, North Carolina

County Distress Index: Normal · 49.3 | 62,192 people · 74th most distressed in North Carolina
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Granville County, NC falls within the normal range for household financial distress at 49.2 — 1656th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within North Carolina, it ranks 74th of 100 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Granville County's primary driver is Debt & Delinquency at 71.0 — above the national median.

Debt & Delinquency Primary driver 71.0
Debt in Collections 69
Medical Debt 47
Student Loan Delinquency 75
Auto Loan Delinquency 91
Credit Card Delinquency 90
Bankruptcy Filing Rate 54
Community Vulnerability 59.5
Uninsured Rate 66
Disability Rate 53
Housing Cost Burden 51.5
Rent-Burdened (30%+) 56
Severely Rent-Burdened (50%+) 73
Mortgage-Burdened (30%+) 54
Homeownership Rate 38
Rent-to-Income Ratio 37
Employment & Wages 35.0
Unemployment Rate 30
Wage-to-Rent Ratio 44
Business Formation Rate 31
Income & Poverty 29.3
Poverty Rate 32
Income vs. State Median 16
Child Poverty Rate 39

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Granville County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Granville County
Granville County, NC 49.3 Normal —
Vance County, NC 76.1 Serious +26.9
Halifax County, VA 65.8 Serious +16.5
Mecklenburg County, VA 58.5 Elevated +9.3
Person County, NC 56.5 Elevated +7.3
Franklin County, NC 53.7 Elevated +4.4
Durham County, NC 42.9 Normal -6.4
Wake County, NC 33.6 Healthy -15.6

Population Peers

County Score Zone vs. Granville County
Hood County, TX 49.3 Normal +0.0
Hall County, GA 49.3 Normal +0.0
Watauga County, NC 49.3 Normal +0.1
Kenai Peninsula Borough, AK 49.3 Normal +0.1
Yamhill County, OR 49.4 Normal +0.1

Download Data

Export all distress indicators for Granville County as a CSV file.

Find Help in Granville County

Find an Attorney

North Carolina State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

North Carolina State Bar Lawyer Referral Service 1-800-662-7407

Free Legal Aid

Legal aid organizations serving Granville County residents at no cost.

Legal Aid of North Carolina 1-866-219-5262
Charlotte Center for Legal Advocacy 704-376-1600
NC Equal Access to Justice Commission
Duke Law School Community Enterprise Clinic

Self-Help Resources

NC Courts Self-Help Resources — Foreclosure Official NC court system resources for foreclosure proceedings and borrower rights
NCHFA Homeowner Resources Assistance programs, counselor referrals, and HAF information

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in North Carolina →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Granville County, North Carolina?

    Granville County has a County Distress Index score of 49.3 out of 100, placing it in the Normal zone. It ranks 1,656th nationally out of 3,144 counties and 74th in North Carolina out of 100 counties.

  • What drives financial distress in Granville County?

    The primary driver of distress in Granville County is Debt & Delinquency, where the county scores 71.0 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Granville County compare to neighboring counties?

    Granville County (49.3) can be compared to its 7 neighboring counties: Vance County, NC (76.1); Halifax County, VA (65.8); Mecklenburg County, VA (58.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Granville County?

    Granville County, North Carolina has a population of approximately 62,192 (2023 Census estimate), classified as a mid county.