About one in nine people in Kenai Peninsula Borough, Alaska, lives below the poverty line

In Kenai Peninsula Borough, 10.6% of people lived below the poverty line. That is lower than in 73% of U.S. counties.

County Distress Index Data through Sep 2026
13th
of 30 counties in Alaska
32score /100

Less distressed than 67% of U.S. counties.

What drives Kenai Peninsula Borough's score

In Kenai Peninsula Borough, jobs are the highest-scoring part, at 77.7. Collections and bankruptcy is the lowest part, at 15.6. Bankruptcy filings ran at 22.9 per 100,000 people (2025), lower than in 98% of U.S. counties.

The County Distress Index looks at five parts of household money trouble in Kenai Peninsula Borough: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each part is scored from 0 to 100, and a higher score means worse off than other counties.

Even so, Kenai Peninsula Borough is worse off than most counties on unemployment rate, average over the latest year (5.0%, Oct 2025 to Sep 2026) and people without health insurance (11.5%, 2020 to 2024).

A longer bar means more trouble. See how the county score works.

  • Jobs

    Biggest factor
    77.7 of 100

    Unemployment through Sep 2026; adults not working, 2020–24 Census survey

    • Unemployment rate, average over the latest year
      5.0% · Oct 2025 to Sep 2026
      81st percentile
    • Adults 25 to 54 not working
      25.0% · 2020 to 2024
      73rd percentile
  • Housing costs

    47.5 of 100

    Renters, 2020–24 Census survey; HUD's fair market rents, fiscal year 2027

    • Renters paying half their income or more in rent
      18.2% · 2020 to 2024
      50th percentile
    • Rent on a two-bedroom as a share of the median income
      20.2% · fiscal year 2027
      44th percentile
  • Income and safety net

    41.2 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • People below the poverty line
      10.6% · 2024
      27th percentile
    • Children below the poverty line
      12.3% · 2024
      24th percentile
    • People with a disability
      17.3% · 2020 to 2024
      61st percentile
    • People without health insurance
      11.5% · 2020 to 2024
      75th percentile
    • Median household income (lower income, longer bar)
      $82,655 · 2024
      16th percentile
  • Late payments

    16.7 of 100

    Credit records, August 2025; credit scores, second quarter of 2026

    • People with a credit card behind
      3.5% · August 2025
      18th percentile
    • People with a car or retail loan behind
      3.3% · August 2025
      20th percentile
    • People with a subprime credit score
      29.6% · second quarter of 2026
      11th percentile
  • Collections and bankruptcy

    15.6 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      17.8% · August 2025
      29th percentile
    • Bankruptcy filings per 100,000 people
      22.9 · 2025
      1st percentile

Sources: Urban Institute, Debt in America; Equifax via the St. Louis Fed; Administrative Office of the U.S. Courts, Table F-5A; U.S. Census Bureau, American Community Survey; U.S. Department of Housing and Urban Development Fair Market Rents and Census income; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Sep 2026.

Where the money in Kenai Peninsula Borough comes from

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Kenai Peninsula Borough, 20.0% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally that year.

Cents of every dollar of income, 2024

Kenai Peninsula Borough

54 21 25

Alaska

63 18 20

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is total income minus the other two, so the three add to 100.

In Kenai Peninsula Borough, benefit checks' share of income has grown since 1979, reaching 24.7% in 2024, but pay from work still brings in more than twice as much as benefit checks

In Kenai Peninsula Borough, Alaska, benefit checks' share of income rose from 1979 to 2024, reaching 24.7%; pay from work is plotted alongside. Every fifth year and 2024 are shown.

  • Benefit checks
  • Pay from work
0%45%90% 1979198419891994199920042009201420192024 0%45%90% 19791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, Kenai Peninsula Borough, Alaska American Default Research · americandefault.org/counties/alaska/kenai-peninsula-borough-ak/
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The share of households in Kenai Peninsula Borough getting SNAP food aid had its largest rise in the last span, from 8.6% in 2023 to 9.6% in 2024.

The share of households in Kenai Peninsula Borough getting SNAP food aid rose from 2009 to 2024, reaching 9.6%

High on the chart: 9.7% in 2019. Households getting SNAP, every year; each bar is a five-year survey estimate ending that year, so neighboring bars share most of their data, Kenai Peninsula Borough, Alaska.

0%5%10% 7.0%9.6% 2009201020112012201320142015201620172018201920202021202220232024 0%5%10% 7.0%9.6% 20092011201320152017201920212024
Source: U.S. Census Bureau, American Community Survey 5-year estimates American Default Research · americandefault.org/counties/alaska/kenai-peninsula-borough-ak/
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How Kenai Peninsula Borough has changed

Kenai Peninsula Borough's population had its largest rise, from 23,524 in 1979 to 36,036 in 1984.

Kenai Peninsula Borough's population more than doubled from 1979 to 2024, reaching 61,259, with no dip in any year shown

Smallest rise: 2014 to 2019, reaching 58,452. Residents, yearly estimate, every fifth year and 2024, Kenai Peninsula Borough, Alaska.

035,00070,000 23,52461,259 1979198419891994199920042009201420192024 035,00070,000 23,52461,259 19791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts American Default Research · americandefault.org/counties/alaska/kenai-peninsula-borough-ak/
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The jobs count covers work located in the county; the population count covers residents.

The number of jobs located in Kenai Peninsula Borough rose by more than half to 21,722, the highest on the chart

Biggest rise: 2020 to 2025, reaching 21,722. Yearly average of jobs covered by unemployment insurance, every fifth year and 2025, Kenai Peninsula Borough, Alaska.

015,00030,000 13,71621,722 19901995200020052010201520202025 015,00030,000 13,71621,722 19901995200020052010201520202025
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages American Default Research · americandefault.org/counties/alaska/kenai-peninsula-borough-ak/
Download data (CSV)
MeasureThenNowSource
Unemployment rateBLS LAUS 1990 12.0% 2025 5.3% BLS LAUS
People below the poverty lineCensus SAIPE 1989 8.7% 2024 10.6% Census SAIPE
Median household incomeCensus SAIPE 1989 $36,507 2024 $82,655 Census SAIPE

The table uses 5.3% for 2025; the score uses 5.0% for the latest year (Oct 2025 to Sep 2026), both from the U.S. Bureau of Labor Statistics.

Figures are as each agency published them, not adjusted for prices.

Dated events in Kenai Peninsula Borough's history

  1. 1964

    Kenai Peninsula Borough was incorporated on January 1, 1964. Wikipedia

  2. 2020

    The county's largest recorded population was the 2020 Census count of 58,799, which is also its most recent census. Census Bureau

  3. Since 1986

    17 federal disaster and emergency declarations have covered Kenai Peninsula Borough, 7 of them for flooding. FEMA

Kenai Peninsula Borough beside its neighbors

Of the six counties that border Kenai Peninsula Borough, two score higher. For the share of income from benefit checks, Kenai Peninsula Borough ranks 3rd of the seven; Bethel Census Area is highest, at 37.6%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Bethel Census Area, AK 65 2nd of 30 28.4% 37.6%
Lake and Peninsula Borough, AK 38 9th of 30 20.2% 25.4%
Kenai Peninsula Borough, AK 32 13th of 30 10.6% 24.7%
Matanuska-Susitna Borough, AK 26 17th of 30 9.0% 18.8%
Anchorage Municipality, AK 19 23rd of 30 8.7% 17.8%
Chugach Census Area, AK 13 26th of 30 7.9% 16.3%
Kodiak Island Borough, AK 10 27th of 30 8.3% 19.6%

Distress score: American Default Research, County Distress Index, data through Sep 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Kenai Peninsula Borough the poorest county in Alaska?

No, Kenai Peninsula Borough's poverty rate was 10.6% in 2024, 18th highest of 30 in Alaska (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Kusilvak Census Area, at 34.9%. On our distress index, which counts more than poverty, Kenai Peninsula Borough ranks 13th of 30 in the state.

If you're behind on your mortgage in Kenai Peninsula Borough

Housing counselors approved by the U.S. Department of Housing and Urban Development work at nonprofit agencies. The Consumer Financial Protection Bureau describes free foreclosure-avoidance counseling, including help with mortgage-company conversations and available options Source CFPB.

Alaska foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Kenai Peninsula Borough · Every U.S. county (CSV)

Cite this Kenai Peninsula Borough, Alaska, scores 32 on the County Distress Index (data through Sep 2026): less distressed than 67% of U.S. counties · American Default Research · americandefault.org/counties/alaska/kenai-peninsula-borough-ak/

Sources and method

  • American Default Research · County Distress Index Data through Sep 2026, built from Urban Institute, Debt in America; Equifax via the St. Louis Fed; U.S. Courts, Table F-5A; Census Bureau, American Community Survey; HUD Fair Market Rents and Census income; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it. Our methodology
  • Urban Institute · Debt in America Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0.
  • Rent on a two-bedroom and household income The rent share compares HUD fair market rent for fiscal year 2027 with Census Bureau median household income for 2024. The page calls this the typical household's income.
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Kenai Peninsula Borough comes from, 2024.
  • History The agencies named in each row and the linked records above.