Caswell County, North Carolina

County Distress Index: Elevated · 58.1 | 22,807 people · 42nd most distressed in North Carolina
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Caswell County, NC registers elevated household financial distress with a score of 58.1 — 980th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within North Carolina, it ranks 42nd of 100 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Caswell County's primary driver is Debt & Delinquency at 71.6 — above the national median.

Debt & Delinquency Primary driver 71.6
Debt in Collections 76
Medical Debt 50
Student Loan Delinquency 98
Auto Loan Delinquency 91
Credit Card Delinquency 95
Bankruptcy Filing Rate 20
Community Vulnerability 69.9
Uninsured Rate 59
Disability Rate 81
Income & Poverty 68.6
Poverty Rate 70
Income vs. State Median 61
Child Poverty Rate 75
Employment & Wages 41.1
Unemployment Rate 38
Wage-to-Rent Ratio 29
Business Formation Rate 57
Housing Cost Burden 39.2
Rent-Burdened (30%+) 56
Severely Rent-Burdened (50%+) 36
Mortgage-Burdened (30%+) 33
Homeownership Rate 41
Rent-to-Income Ratio 30

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Caswell County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Caswell County
Caswell County, NC 58.1 Elevated —
Danville city, VA 70.0 Serious +11.9
Halifax County, VA 65.8 Serious +7.7
Rockingham County, NC 58.1 Elevated 0.0
Person County, NC 56.5 Elevated -1.6
Pittsylvania County, VA 52.3 Elevated -5.8
Alamance County, NC 51.5 Elevated -6.6
Orange County, NC 34.1 Healthy -23.9

Population Peers

County Score Zone vs. Caswell County
Union County, OR 58.1 Elevated 0.0
Gogebic County, MI 58.1 Elevated -0.0
Henderson County, TN 58.1 Elevated -0.0
Choctaw County, AL 58.1 Elevated +0.0
Garvin County, OK 58.1 Elevated -0.0

Download Data

Export all distress indicators for Caswell County as a CSV file.

Find Help in Caswell County

Find an Attorney

North Carolina State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

North Carolina State Bar Lawyer Referral Service 1-800-662-7407

Free Legal Aid

Legal aid organizations serving Caswell County residents at no cost.

Legal Aid of North Carolina 1-866-219-5262
Charlotte Center for Legal Advocacy 704-376-1600
NC Equal Access to Justice Commission
Duke Law School Community Enterprise Clinic

Self-Help Resources

NC Courts Self-Help Resources — Foreclosure Official NC court system resources for foreclosure proceedings and borrower rights
NCHFA Homeowner Resources Assistance programs, counselor referrals, and HAF information

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in North Carolina →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Caswell County, North Carolina?

    Caswell County has a County Distress Index score of 58.1 out of 100, placing it in the Elevated zone. It ranks 980th nationally out of 3,144 counties and 42nd in North Carolina out of 100 counties.

  • What drives financial distress in Caswell County?

    The primary driver of distress in Caswell County is Debt & Delinquency, where the county scores 71.6 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Caswell County compare to neighboring counties?

    Caswell County (58.1) can be compared to its 7 neighboring counties: Danville city, VA (70.0); Halifax County, VA (65.8); Rockingham County, NC (58.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Caswell County?

    Caswell County, North Carolina has a population of approximately 22,807 (2023 Census estimate), classified as a small county.