Yates County, New York

County Distress Index: Elevated · 50.5 | 24,472 people · 22nd most distressed in New York
American Default Research

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Yates County, NY registers elevated household financial distress with a score of 50.5 — 1551st nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within New York, it ranks 22nd of 62 counties. Among its 4 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Yates County's primary driver is Employment & Wages at 69.7 — above the national median.

Employment & Wages Primary driver 69.7
Unemployment Rate 55
Wage-to-Rent Ratio 63
Business Formation Rate 90
Community Vulnerability 53.0
Uninsured Rate 96
Disability Rate 10
Income & Poverty 50.5
Poverty Rate 40
Income vs. State Median 59
Child Poverty Rate 52
Housing Cost Burden 43.4
Rent-Burdened (30%+) 41
Severely Rent-Burdened (50%+) 40
Mortgage-Burdened (30%+) 63
Homeownership Rate 34
Rent-to-Income Ratio 38
Debt & Delinquency 35.8
Debt in Collections 37
Medical Debt 7
Student Loan Delinquency 15
Auto Loan Delinquency 75
Credit Card Delinquency 79
Bankruptcy Filing Rate 2

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Yates County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Yates County
Yates County, NY 50.5 Elevated —
Seneca County, NY 60.6 Elevated +10.2
Schuyler County, NY 46.2 Normal -4.3
Steuben County, NY 46.0 Normal -4.5
Ontario County, NY 38.3 Normal -12.2

Population Peers

County Score Zone vs. Yates County
Henry County, AL 50.5 Elevated -0.0
Jones County, GA 50.5 Elevated -0.0
Schoharie County, NY 50.5 Elevated -0.0
Noble County, OH 50.5 Elevated -0.0
Mason County, WV 50.4 Elevated -0.0

Download Data

Export all distress indicators for Yates County as a CSV file.

Find Help in Yates County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Yates County.

KEUKA HOUSING COUNCIL
Penn Yan
315-536-8707
Foreclosure PreventionFinancial CounselingHome Improvement/RehabHomeless/Displacement

See all counselors in New York →

Find an Attorney

New York State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

New York State Bar Association Lawyer Referral Service 1-800-342-3661

Free Legal Aid

Legal aid organizations serving Yates County residents at no cost.

Legal Services NYC 1-917-661-4500
Legal Aid Society 1-212-577-3300
Empire Justice Center 1-585-454-4060
Legal Aid Society of Northeastern New York 1-800-462-2922
Legal Aid Society of Mid-New York, Inc. (877) 777-6152
Legal Assistance of Western New York, Inc. (585) 325-2520
Legal Services of the Hudson Valley (877) 574-8529
Nassau/Suffolk Law Services Committee, Inc. (631) 232-2400
Neighborhood Legal Services, Inc. (716) 847-0650

Self-Help Resources

NYCourts.gov Foreclosure Help Official court system page with information about the foreclosure process, settlement conferences, and available resources. Includes court forms and instructions for pro se litigants.
LawHelp NY — Foreclosure Resources Comprehensive self-help legal information portal for New York residents. Includes foreclosure guides, court form generators, and legal services finder organized by county.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in New York →

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Frequently Asked Questions

  • What is the distress score for Yates County, New York?

    Yates County has a County Distress Index score of 50.5 out of 100, placing it in the Elevated zone. It ranks 1,551st nationally out of 3,144 counties and 22nd in New York out of 62 counties.

  • What drives financial distress in Yates County?

    The primary driver of distress in Yates County is Employment & Wages, where the county scores 69.7 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Yates County compare to neighboring counties?

    Yates County (50.5) can be compared to its 4 neighboring counties: Seneca County, NY (60.6); Schuyler County, NY (46.2); Steuben County, NY (46.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Yates County?

    Yates County, New York has a population of approximately 24,472 (2023 Census estimate), classified as a small county.