Schuyler County, New York

County Distress Index: Normal · 46.2 | 17,507 people · 35th most distressed in New York
American Default Research

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Schuyler County, NY falls within the normal range for household financial distress at 46.2 — 1885th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within New York, it ranks 35th of 62 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Schuyler County's primary driver is Employment & Wages at 72.2 — above the national median.

Employment & Wages Primary driver 72.2
Unemployment Rate 78
Wage-to-Rent Ratio 64
Business Formation Rate 74
Income & Poverty 55.4
Poverty Rate 48
Income vs. State Median 63
Child Poverty Rate 56
Housing Cost Burden 53.9
Rent-Burdened (30%+) 59
Severely Rent-Burdened (50%+) 69
Mortgage-Burdened (30%+) 62
Homeownership Rate 29
Rent-to-Income Ratio 51
Community Vulnerability 26.0
Uninsured Rate 9
Disability Rate 43
Debt & Delinquency 23.4
Debt in Collections 28
Medical Debt 7
Student Loan Delinquency 30
Auto Loan Delinquency 38
Credit Card Delinquency 32
Bankruptcy Filing Rate 6

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Schuyler County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Schuyler County
Schuyler County, NY 46.2 Normal —
Seneca County, NY 60.6 Elevated +14.5
Chemung County, NY 58.4 Elevated +12.2
Yates County, NY 50.5 Elevated +4.3
Tompkins County, NY 47.6 Normal +1.4
Steuben County, NY 46.0 Normal -0.2

Population Peers

County Score Zone vs. Schuyler County
Marshall County, KY 46.2 Normal -0.0
Brown County, IN 46.1 Normal -0.0
Finney County, KS 46.2 Normal +0.0
Cass County, IA 46.0 Normal -0.1
Huntingdon County, PA 46.0 Normal -0.1

Download Data

Export all distress indicators for Schuyler County as a CSV file.

Find Help in Schuyler County

Find an Attorney

New York State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

New York State Bar Association Lawyer Referral Service 1-800-342-3661

Free Legal Aid

Legal aid organizations serving Schuyler County residents at no cost.

Legal Services NYC 1-917-661-4500
Legal Aid Society 1-212-577-3300
Empire Justice Center 1-585-454-4060
Legal Aid Society of Northeastern New York 1-800-462-2922
Legal Aid Society of Mid-New York, Inc. (877) 777-6152
Legal Assistance of Western New York, Inc. (585) 325-2520
Legal Services of the Hudson Valley (877) 574-8529
Nassau/Suffolk Law Services Committee, Inc. (631) 232-2400
Neighborhood Legal Services, Inc. (716) 847-0650

Self-Help Resources

NYCourts.gov Foreclosure Help Official court system page with information about the foreclosure process, settlement conferences, and available resources. Includes court forms and instructions for pro se litigants.
LawHelp NY — Foreclosure Resources Comprehensive self-help legal information portal for New York residents. Includes foreclosure guides, court form generators, and legal services finder organized by county.

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Need legal help? Find a foreclosure defense attorney in New York →

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Frequently Asked Questions

  • What is the distress score for Schuyler County, New York?

    Schuyler County has a County Distress Index score of 46.2 out of 100, placing it in the Normal zone. It ranks 1,885th nationally out of 3,144 counties and 35th in New York out of 62 counties.

  • What drives financial distress in Schuyler County?

    The primary driver of distress in Schuyler County is Employment & Wages, where the county scores 72.2 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Schuyler County compare to neighboring counties?

    Schuyler County (46.2) can be compared to its 5 neighboring counties: Seneca County, NY (60.6); Chemung County, NY (58.4); Yates County, NY (50.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Schuyler County?

    Schuyler County, New York has a population of approximately 17,507 (2023 Census estimate), classified as a small county.