Genesee County, New York

County Distress Index: Normal · 40.4 | 57,529 people · 52nd most distressed in New York
American Default Research

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Genesee County, NY falls within the normal range for household financial distress at 40.4 — 2325th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within New York, it ranks 52nd of 62 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Genesee County's primary driver is Employment & Wages at 62.1 — above the national median.

Employment & Wages Primary driver 62.1
Unemployment Rate 41
Wage-to-Rent Ratio 48
Business Formation Rate 97
Housing Cost Burden 55.9
Rent-Burdened (30%+) 66
Severely Rent-Burdened (50%+) 58
Mortgage-Burdened (30%+) 70
Homeownership Rate 51
Rent-to-Income Ratio 34
Income & Poverty 31.1
Poverty Rate 24
Income vs. State Median 39
Child Poverty Rate 31
Debt & Delinquency 28.5
Debt in Collections 30
Medical Debt 7
Student Loan Delinquency 43
Auto Loan Delinquency 29
Credit Card Delinquency 45
Bankruptcy Filing Rate 18
Community Vulnerability 24.2
Uninsured Rate 6
Disability Rate 42

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Genesee County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Genesee County
Genesee County, NY 40.4 Normal —
Orleans County, NY 54.0 Elevated +13.7
Niagara County, NY 52.5 Elevated +12.1
Monroe County, NY 47.9 Normal +7.6
Erie County, NY 45.6 Normal +5.3
Livingston County, NY 45.4 Normal +5.0
Wyoming County, NY 30.6 Healthy -9.8

Population Peers

County Score Zone vs. Genesee County
Kosciusko County, IN 40.3 Normal -0.1
Missoula County, MT 40.1 Normal -0.2
Campbell County, VA 40.8 Normal +0.4
Eaton County, MI 40.8 Normal +0.4
Island County, WA 39.9 Normal -0.4

Download Data

Export all distress indicators for Genesee County as a CSV file.

Find Help in Genesee County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Genesee County.

PATHSTONE CORPORATION- BATAVIA, NY
Batavia
585-343-2188 Website
Foreclosure PreventionMortgage HelpFinancial CounselingFinancial Counseling

See all counselors in New York →

Find an Attorney

New York State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

New York State Bar Association Lawyer Referral Service 1-800-342-3661

Free Legal Aid

Legal aid organizations serving Genesee County residents at no cost.

Legal Services NYC 1-917-661-4500
Legal Aid Society 1-212-577-3300
Empire Justice Center 1-585-454-4060
Legal Aid Society of Northeastern New York 1-800-462-2922
Legal Aid Society of Mid-New York, Inc. (877) 777-6152
Legal Assistance of Western New York, Inc. (585) 325-2520
Legal Services of the Hudson Valley (877) 574-8529
Nassau/Suffolk Law Services Committee, Inc. (631) 232-2400
Neighborhood Legal Services, Inc. (716) 847-0650

Self-Help Resources

NYCourts.gov Foreclosure Help Official court system page with information about the foreclosure process, settlement conferences, and available resources. Includes court forms and instructions for pro se litigants.
LawHelp NY — Foreclosure Resources Comprehensive self-help legal information portal for New York residents. Includes foreclosure guides, court form generators, and legal services finder organized by county.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in New York →

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Frequently Asked Questions

  • What is the distress score for Genesee County, New York?

    Genesee County has a County Distress Index score of 40.4 out of 100, placing it in the Normal zone. It ranks 2,325th nationally out of 3,144 counties and 52nd in New York out of 62 counties.

  • What drives financial distress in Genesee County?

    The primary driver of distress in Genesee County is Employment & Wages, where the county scores 62.1 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Genesee County compare to neighboring counties?

    Genesee County (40.4) can be compared to its 6 neighboring counties: Orleans County, NY (54.0); Niagara County, NY (52.5); Monroe County, NY (47.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Genesee County?

    Genesee County, New York has a population of approximately 57,529 (2023 Census estimate), classified as a mid county.