Granite County, Montana

County Distress Index: Normal · 42.9 | 3,595 people · 32nd most distressed in Montana
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Granite County, MT falls within the normal range for household financial distress at 42.9 — 2149th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Montana, it ranks 32nd of 56 counties. Among its 4 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Granite County's primary driver is Employment & Wages at 57.6 — above the national median.

Employment & Wages Primary driver 57.6
Unemployment Rate 94
Wage-to-Rent Ratio 74
Business Formation Rate 5
Community Vulnerability 56.2
Uninsured Rate 48
Disability Rate 64
Housing Cost Burden 41.6
Rent-Burdened (30%+) 43
Severely Rent-Burdened (50%+) 52
Mortgage-Burdened (30%+) 43
Homeownership Rate 39
Rent-to-Income Ratio 31
Income & Poverty 35.5
Poverty Rate 34
Income vs. State Median 28
Child Poverty Rate 44
Debt & Delinquency 23.8
Debt in Collections 20
Medical Debt 55
Student Loan Delinquency 19
Auto Loan Delinquency 16
Credit Card Delinquency 5
Bankruptcy Filing Rate 27

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Granite County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Granite County
Granite County, MT 42.9 Normal —
Deer Lodge County, MT 50.2 Elevated +7.3
Powell County, MT 49.6 Normal +6.7
Ravalli County, MT 43.7 Normal +0.8
Missoula County, MT 40.1 Normal -2.8

Population Peers

County Score Zone vs. Granite County
Sterling County, TX 42.9 Normal -0.0
Caldwell County, MO 42.8 Normal -0.1
Kingman County, KS 42.8 Normal -0.1
Sullivan County, PA 43.1 Normal +0.2
Tripp County, SD 42.8 Normal -0.2

Download Data

Export all distress indicators for Granite County as a CSV file.

Find Help in Granite County

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State Bar of Montana Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Montana Lawyer Referral Service 406-442-7660

Free Legal Aid

Legal aid organizations serving Granite County residents at no cost.

Montana Legal Services Association (MLSA) 1-800-666-6899

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Frequently Asked Questions

  • What is the distress score for Granite County, Montana?

    Granite County has a County Distress Index score of 42.9 out of 100, placing it in the Normal zone. It ranks 2,149th nationally out of 3,144 counties and 32nd in Montana out of 56 counties.

  • What drives financial distress in Granite County?

    The primary driver of distress in Granite County is Employment & Wages, where the county scores 57.6 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Granite County compare to neighboring counties?

    Granite County (42.9) can be compared to its 4 neighboring counties: Deer Lodge County, MT (50.2); Powell County, MT (49.6); Ravalli County, MT (43.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Granite County?

    Granite County, Montana has a population of approximately 3,595 (2023 Census estimate), classified as a tiny county.