Carbon County, Montana

County Distress Index: Normal · 38.3 | 11,419 people · 42nd most distressed in Montana
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Carbon County, MT falls within the normal range for household financial distress at 38.3 — 2457th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within Montana, it ranks 42nd of 56 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Carbon County's primary driver is Community Vulnerability at 53.0 — above the national median.

Community Vulnerability Primary driver 53.0
Uninsured Rate 45
Disability Rate 61
Housing Cost Burden 50.8
Rent-Burdened (30%+) 36
Severely Rent-Burdened (50%+) 49
Mortgage-Burdened (30%+) 47
Homeownership Rate 52
Rent-to-Income Ratio 70
Employment & Wages 48.9
Unemployment Rate 49
Wage-to-Rent Ratio 93
Business Formation Rate 5
Income & Poverty 20.8
Poverty Rate 25
Income vs. State Median 16
Child Poverty Rate 21
Debt & Delinquency 18.0
Debt in Collections 10
Medical Debt 57
Student Loan Delinquency 19
Auto Loan Delinquency 11
Credit Card Delinquency 5
Bankruptcy Filing Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Carbon County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Carbon County
Carbon County, MT 38.3 Normal —
Big Horn County, MT 64.7 Elevated +26.5
Big Horn County, WY 49.0 Normal +10.7
Park County, MT 41.5 Normal +3.2
Yellowstone County, MT 41.1 Normal +2.8
Park County, WY 33.5 Healthy -4.7
Stillwater County, MT 21.9 Healthy -16.4

Population Peers

County Score Zone vs. Carbon County
Clinton County, IN 38.3 Normal +0.0
Barron County, WI 38.3 Normal +0.0
Ottawa County, OH 38.2 Normal -0.1
Watonwan County, MN 38.3 Normal +0.1
Crawford County, IL 38.2 Normal -0.1

Download Data

Export all distress indicators for Carbon County as a CSV file.

Find Help in Carbon County

Find an Attorney

State Bar of Montana Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Montana Lawyer Referral Service 406-442-7660

Free Legal Aid

Legal aid organizations serving Carbon County residents at no cost.

Montana Legal Services Association (MLSA) 1-800-666-6899

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Frequently Asked Questions

  • What is the distress score for Carbon County, Montana?

    Carbon County has a County Distress Index score of 38.3 out of 100, placing it in the Normal zone. It ranks 2,457th nationally out of 3,144 counties and 42nd in Montana out of 56 counties.

  • What drives financial distress in Carbon County?

    The primary driver of distress in Carbon County is Community Vulnerability, where the county scores 53.0 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Carbon County compare to neighboring counties?

    Carbon County (38.3) can be compared to its 6 neighboring counties: Big Horn County, MT (64.7); Big Horn County, WY (49.0); Park County, MT (41.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Carbon County?

    Carbon County, Montana has a population of approximately 11,419 (2023 Census estimate), classified as a small county.