In Big Horn County, Wyoming, rent on a two-bedroom takes about one in six dollars of the typical household's income

In Big Horn County, 18.0% of the typical household's income would go to rent on a two-bedroom. That is lower than in 78% of U.S. counties.

County Distress Index Data through Sep 2026
3rd
of 23 counties in Wyoming
35score /100

Less distressed than 64% of U.S. counties.

What drives Big Horn County's score

In Big Horn County, late payments on loans are the highest-scoring part, at 52.4. Collections and bankruptcy is the lowest part, at 27.7. Bankruptcy filings ran at 74.9 per 100,000 people (2025), lower than in 77% of U.S. counties.

The County Distress Index looks at five parts of household money trouble in Big Horn County: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each part is scored from 0 to 100, and a higher score means worse off than other counties.

Even so, Big Horn County is worse off than most counties on people without health insurance (13.2%, 2020 to 2024).

A longer bar means more trouble. See how the county score works.

  • Late payments

    Biggest factor
    52.4 of 100

    Credit records, August 2025; credit scores, second quarter of 2026

    • People with a credit card behind
      5.9% · August 2025
      58th percentile
    • People with a car or retail loan behind
      6.9% · August 2025
      71st percentile
    • People with a subprime credit score
      34.5% · second quarter of 2026
      27th percentile
  • Income and safety net

    51.7 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • People below the poverty line
      12.6% · 2024
      45th percentile
    • Children below the poverty line
      13.2% · 2024
      28th percentile
    • People with a disability
      16.0% · 2020 to 2024
      50th percentile
    • People without health insurance
      13.2% · 2020 to 2024
      83rd percentile
    • Median household income (lower income, longer bar)
      $66,663 · 2024
      50th percentile
  • Jobs

    44.4 of 100

    Unemployment through Sep 2026; adults not working, 2020–24 Census survey

    • Unemployment rate, average over the latest year
      4.0% · Oct 2025 to Sep 2026
      52nd percentile
    • Adults 25 to 54 not working
      18.5% · 2020 to 2024
      36th percentile
  • Housing costs

    31.0 of 100

    Renters, 2020–24 Census survey; HUD's fair market rents, fiscal year 2027

    • Renters paying half their income or more in rent
      16.6% · 2020 to 2024
      40th percentile
    • Rent on a two-bedroom as a share of the median income
      18.0% · fiscal year 2027
      21st percentile
  • Collections and bankruptcy

    27.7 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      18.6% · August 2025
      33rd percentile
    • Bankruptcy filings per 100,000 people
      74.9 · 2025
      22nd percentile

Sources: Urban Institute, Debt in America; Equifax via the St. Louis Fed; Administrative Office of the U.S. Courts, Table F-5A; U.S. Census Bureau, American Community Survey; U.S. Department of Housing and Urban Development Fair Market Rents and Census income; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Sep 2026.

Where the money in Big Horn County comes from

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Big Horn County, 21.7% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally that year.

Cents of every dollar of income, 2024

Big Horn County

50 23 27

Wyoming

47 38 15

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is total income minus the other two, so the three add to 100.

In Big Horn County, benefit checks' share of income has tripled since 1969, reaching 27.0% in 2024, but pay from work still brings in twice as much as benefit checks

In Big Horn County, Wyoming, benefit checks' share of income tripled from 1969 to 2024, reaching 27.0%; pay from work is plotted alongside. Every fifth year and 2024 are shown.

  • Benefit checks
  • Pay from work
0%40%80% 196919741979198419891994199920042009201420192024 0%40%80% 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, Big Horn County, Wyoming American Default Research · americandefault.org/counties/wyoming/big-horn-county-wy/
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The share of households in Big Horn County getting SNAP food aid rose most sharply after its 2011 low, from 4.4% in 2011 to 5.7% in 2012.

The share of households in Big Horn County getting SNAP food aid was at its highest on the chart in 2015 and has since fallen by about a quarter

Low on the chart: 4.4% in 2011. Households getting SNAP, every year; each bar is a five-year survey estimate ending that year, so neighboring bars share most of their data, Big Horn County, Wyoming.

0%4%8% 5.3%5.3% 2009201020112012201320142015201620172018201920202021202220232024 0%4%8% 5.3%5.3% 20092011201320152017201920212024
Source: U.S. Census Bureau, American Community Survey 5-year estimates American Default Research · americandefault.org/counties/wyoming/big-horn-county-wy/
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How Big Horn County has changed

Big Horn County's population fell most sharply after its 1984 high, from 12,287 in 1984 to 10,838 in 1989.

Big Horn County's population rose by about a fifth from 1969 to 2024, reaching 12,084

High on the chart: 12,287 in 1984. Residents, yearly estimate, every fifth year and 2024, Big Horn County, Wyoming.

010,00020,000 10,05312,084 196919741979198419891994199920042009201420192024 010,00020,000 10,05312,084 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts American Default Research · americandefault.org/counties/wyoming/big-horn-county-wy/
Download data (CSV)

The jobs count covers work located in the county; the population count covers residents.

The number of jobs located in Big Horn County rose by about a third from 1990 to 2025, reaching 4,295, with most of the change between 1995 and 2000

High on the chart: 4,456 in 2005. Yearly average of jobs covered by unemployment insurance, every fifth year and 2025, Big Horn County, Wyoming.

02,5005,000 3,2094,295 19901995200020052010201520202025 02,5005,000 3,2094,295 19901995200020052010201520202025
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages American Default Research · americandefault.org/counties/wyoming/big-horn-county-wy/
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MeasureThenNowSource
Unemployment rateBLS LAUS 1990 5.8% 2025 4.2% BLS LAUS
People below the poverty lineCensus SAIPE 1989 18.4% 2024 12.6% Census SAIPE
Median household incomeCensus SAIPE 1989 $24,053 2024 $66,663 Census SAIPE

The table uses 4.2% for 2025; the score uses 4.0% for the latest year (Oct 2025 to Sep 2026), both from the U.S. Bureau of Labor Statistics.

Figures are as each agency published them, not adjusted for prices.

Dated events in Big Horn County's history

  1. 1890

    March 12, 1890 (authorized) 1897 (organized). Wikipedia

  2. 1950

    The county's largest recorded population was the 1950 Census count of 13,176. The 2020 Census counted 11,521, 87% of the peak. Census Bureau

  3. 1959

    A tornado in June 1959 killed one person. NOAA Storm Events Database

  4. Since 1978

    4 federal disaster and emergency declarations have covered Big Horn County, 2 of them for flooding. FEMA

Big Horn County beside its neighbors

Of the six counties that border Big Horn County, in Wyoming and Montana, one scores higher. For the share of income from benefit checks, Big Horn County ranks 2nd of the seven; Big Horn County is highest, at 37.1%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Big Horn County, MT 78 2nd of 56 22.2% 37.1%
Big Horn County, WY 35 3rd of 23 12.6% 27.0%
Park County, WY 10 14th of 23 9.9% 18.8%
Carbon County, MT 9 49th of 56 9.4% 19.9%
Sheridan County, WY 8 16th of 23 9.0% 17.0%
Washakie County, WY 8 17th of 23 11.4% 26.2%
Johnson County, WY 3 20th of 23 8.0% 19.8%

Distress score: American Default Research, County Distress Index, data through Sep 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Big Horn County the poorest county in Wyoming?

No, Big Horn County's poverty rate was 12.6% in 2024, 4th highest of 23 in Wyoming (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Albany County, at 15.9%. On our distress index, which counts more than poverty, Big Horn County ranks 3rd of 23 in the state.

If you're behind on your mortgage in Big Horn County

Housing counselors approved by the U.S. Department of Housing and Urban Development work at nonprofit agencies. The Consumer Financial Protection Bureau describes free foreclosure-avoidance counseling, including help with mortgage-company conversations and available options Source CFPB.

Wyoming foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Big Horn County · Every U.S. county (CSV)

Cite this Big Horn County, Wyoming, scores 35 on the County Distress Index (data through Sep 2026): less distressed than 64% of U.S. counties · American Default Research · americandefault.org/counties/wyoming/big-horn-county-wy/

Sources and method

  • American Default Research · County Distress Index Data through Sep 2026, built from Urban Institute, Debt in America; Equifax via the St. Louis Fed; U.S. Courts, Table F-5A; Census Bureau, American Community Survey; HUD Fair Market Rents and Census income; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it. Our methodology
  • Urban Institute · Debt in America Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0.
  • Rent on a two-bedroom and household income The rent share compares HUD fair market rent for fiscal year 2027 with Census Bureau median household income for 2024. The page calls this the typical household's income.
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Big Horn County comes from, 2024.
  • History The agencies named in each row and the linked records above.