Callaway County, Missouri

County Distress Index: Normal · 41.5 | 44,731 people · 88th most distressed in Missouri

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Callaway County, MO falls within the normal range for household financial distress at 41.5 — 2245th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Missouri, it ranks 88th of 115 counties. Among its 5 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Callaway County's primary driver is Debt & Delinquency at 54.6 — above the national median.

Debt & Delinquency Primary driver 54.6
Debt in Collections 56
Medical Debt 78
Student Loan Delinquency 48
Auto Loan Delinquency 58
Credit Card Delinquency 31
Bankruptcy Filing Rate 57
Community Vulnerability 47.9
Uninsured Rate 54
Disability Rate 42
Housing Cost Burden 41.0
Rent-Burdened (30%+) 26
Severely Rent-Burdened (50%+) 49
Mortgage-Burdened (30%+) 57
Homeownership Rate 40
Rent-to-Income Ratio 33
Income & Poverty 35.5
Poverty Rate 46
Income vs. State Median 23
Child Poverty Rate 38
Employment & Wages 28.7
Unemployment Rate 10
Wage-to-Rent Ratio 21
Business Formation Rate 54

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Callaway County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Callaway County
Callaway County, MO 41.5 Normal
Audrain County, MO 57.3 Elevated +15.7
Montgomery County, MO 47.7 Normal +6.2
Boone County, MO 38.9 Normal -2.6
Cole County, MO 27.2 Healthy -14.3
Osage County, MO 19.8 Healthy -21.7

Population Peers

County Score Zone vs. Callaway County
Park County, MT 41.5 Normal -0.0
Andrews County, TX 41.5 Normal -0.0
Koochiching County, MN 41.6 Normal +0.0
Logan County, OH 41.6 Normal +0.0
Uintah County, UT 41.5 Normal -0.1

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