Boone County, Missouri

County Distress Index: Normal · 38.9 | 189,463 people · 96th most distressed in Missouri
American Default Research

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Boone County, MO falls within the normal range for household financial distress at 38.9 — 2413th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Missouri, it ranks 96th of 115 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Boone County's primary driver is Housing Cost Burden at 73.3 — above the national median.

Housing Cost Burden Primary driver 73.3
Rent-Burdened (30%+) 87
Severely Rent-Burdened (50%+) 91
Mortgage-Burdened (30%+) 57
Homeownership Rate 94
Rent-to-Income Ratio 38
Debt & Delinquency 41.0
Debt in Collections 43
Medical Debt 49
Student Loan Delinquency 44
Auto Loan Delinquency 42
Credit Card Delinquency 28
Bankruptcy Filing Rate 40
Income & Poverty 30.1
Poverty Rate 57
Income vs. State Median 14
Child Poverty Rate 20
Community Vulnerability 27.2
Uninsured Rate 32
Disability Rate 22
Employment & Wages 23.1
Unemployment Rate 10
Wage-to-Rent Ratio 34
Business Formation Rate 25

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Boone County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Boone County
Boone County, MO 38.9 Normal —
Audrain County, MO 57.3 Elevated +18.3
Randolph County, MO 54.8 Elevated +15.8
Howard County, MO 47.9 Normal +8.9
Callaway County, MO 41.5 Normal +2.6
Cooper County, MO 39.1 Normal +0.2
Moniteau County, MO 35.3 Normal -3.6
Cole County, MO 27.2 Healthy -11.7

Population Peers

County Score Zone vs. Boone County
Franklin County, VT 39.1 Normal +0.1
El Dorado County, CA 39.1 Normal +0.1
Alexandria city, VA 38.8 Normal -0.1
Bonneville County, ID 39.1 Normal +0.2
Chambers County, TX 38.7 Normal -0.2

Download Data

Export all distress indicators for Boone County as a CSV file.

Find Help in Boone County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Boone County.

LOVE COLUMBIA
Columbia
573-256-7662
Foreclosure PreventionHome Improvement/RehabPre-PurchaseHomebuyer Education

See all counselors in Missouri →

Find an Attorney

Missouri Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Missouri Bar — Lawyer Referral Service 573-635-4128

Free Legal Aid

Legal aid organizations serving Boone County residents at no cost.

Legal Services of Eastern Missouri 314-534-4200 (St. Louis); 1-800-444-0514 (statewide hotline)
Legal Aid of Western Missouri 816-474-6750 (Kansas City); 1-800-748-2057 (statewide hotline)
Central Missouri Legal Services 573-442-0116
The Legal Aid and Defender Association (LAD) 816-474-6750
Legal Services of Southern Missouri (417) 881-1397
Mid-Missouri Legal Services Corporation (573) 442-0116

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Boone County, Missouri?

    Boone County has a County Distress Index score of 38.9 out of 100, placing it in the Normal zone. It ranks 2,413th nationally out of 3,144 counties and 96th in Missouri out of 115 counties.

  • What drives financial distress in Boone County?

    The primary driver of distress in Boone County is Housing Cost Burden, where the county scores 73.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Boone County compare to neighboring counties?

    Boone County (38.9) can be compared to its 7 neighboring counties: Audrain County, MO (57.3); Randolph County, MO (54.8); Howard County, MO (47.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Boone County?

    Boone County, Missouri has a population of approximately 189,463 (2023 Census estimate), classified as a mid county.