Adair County, Missouri

County Distress Index: Normal · 46.6 | 25,122 people · 68th most distressed in Missouri
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Adair County, MO falls within the normal range for household financial distress at 46.6 — 1855th nationally out of 3144 counties. The primary driver is Income & Poverty, where income and poverty levels indicate moderate economic strain. Within Missouri, it ranks 68th of 115 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Adair County's primary driver is Income & Poverty at 56.4 — above the national median.

Income & Poverty Primary driver 56.4
Poverty Rate 79
Income vs. State Median 46
Child Poverty Rate 45
Employment & Wages 52.5
Unemployment Rate 52
Wage-to-Rent Ratio 37
Business Formation Rate 68
Debt & Delinquency 45.0
Debt in Collections 50
Medical Debt 64
Student Loan Delinquency 9
Auto Loan Delinquency 60
Credit Card Delinquency 52
Bankruptcy Filing Rate 34
Housing Cost Burden 44.9
Rent-Burdened (30%+) 31
Severely Rent-Burdened (50%+) 42
Mortgage-Burdened (30%+) 33
Homeownership Rate 92
Rent-to-Income Ratio 25
Community Vulnerability 34.3
Uninsured Rate 51
Disability Rate 17

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Adair County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Adair County
Adair County, MO 46.6 Normal —
Schuyler County, MO 53.8 Elevated +7.2
Macon County, MO 50.4 Elevated +3.8
Knox County, MO 48.8 Normal +2.2
Putnam County, MO 47.5 Normal +0.8
Linn County, MO 45.4 Normal -1.2
Sullivan County, MO 45.2 Normal -1.4
Scotland County, MO 41.5 Normal -5.1

Population Peers

County Score Zone vs. Adair County
Montgomery County, IA 46.6 Normal -0.1
Mille Lacs County, MN 46.5 Normal -0.1
Union County, KY 46.7 Normal +0.1
Bedford County, PA 46.7 Normal +0.1
Manassas city, VA 46.7 Normal +0.1

Download Data

Export all distress indicators for Adair County as a CSV file.

Find Help in Adair County

Find an Attorney

Missouri Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Missouri Bar — Lawyer Referral Service 573-635-4128

Free Legal Aid

Legal aid organizations serving Adair County residents at no cost.

Legal Services of Eastern Missouri 314-534-4200 (St. Louis); 1-800-444-0514 (statewide hotline)
Legal Aid of Western Missouri 816-474-6750 (Kansas City); 1-800-748-2057 (statewide hotline)
Central Missouri Legal Services 573-442-0116
The Legal Aid and Defender Association (LAD) 816-474-6750
Legal Services of Southern Missouri (417) 881-1397
Mid-Missouri Legal Services Corporation (573) 442-0116

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Adair County, Missouri?

    Adair County has a County Distress Index score of 46.6 out of 100, placing it in the Normal zone. It ranks 1,855th nationally out of 3,144 counties and 68th in Missouri out of 115 counties.

  • What drives financial distress in Adair County?

    The primary driver of distress in Adair County is Income & Poverty, where the county scores 56.4 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Adair County compare to neighboring counties?

    Adair County (46.6) can be compared to its 7 neighboring counties: Schuyler County, MO (53.8); Macon County, MO (50.4); Knox County, MO (48.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Adair County?

    Adair County, Missouri has a population of approximately 25,122 (2023 Census estimate), classified as a small county.