About three in four adults aged 25 to 54 in Macon County, Missouri, have a job

In Macon County, 17.8% of adults aged 25 to 54 were not working (Census Bureau, American Community Survey, 2020 to 2024). That is lower than in 68% of U.S. counties.

Data through Aug 2026 (mixed observation periods; HUD rent is an effective fiscal-year schedule)
County Distress Index Data through Aug 2026
86th
of 115 counties in Missouri
31score /100

Less distressed than 68% of U.S. counties.

What drives Macon County's score

In Macon County, income and the safety net is the highest-scoring part, at 56.4. Housing costs are the lowest part, at 26.7. About one in 11 renters (9.1%, 2020 to 2024) pays half their income or more in rent, a lower share than in 89% of U.S. counties.

The County Distress Index combines five things we measure for every county: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each gets a score from 0 to 100; the higher the score, the worse off the county is compared with others.

Even so, Macon County is worse off than most counties on people without health insurance (11.5%, 2020 to 2024).

The five parts count equally; together they hold 14 measures. Under each part, a bar shows where Macon County ranks among all 3,144 U.S. counties on that measure, as a percentile: the share of counties it is higher than. A longer bar means more trouble.

  • Income and safety net

    Biggest factor
    56.4 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • Children below the poverty line
      16.6% · 2024
      47th percentile
    • People with a disability
      16.0% · 2020 to 2024
      50th percentile
    • Median household income (lower income, longer bar)
      $60,822 · 2024
      68th percentile
    • People below the poverty line
      12.0% · 2024
      40th percentile
    • People without health insurance
      11.5% · 2020 to 2024
      75th percentile
  • Jobs

    45.2 of 100

    Adults not working, 2020–24 Census survey; unemployment through Aug 2026

    • Adults 25 to 54 not working
      17.8% · 2020 to 2024
      32nd percentile
    • Unemployment rate, 12-month average
      4.2% · Sep 2025 to Aug 2026
      58th percentile
  • Late payments

    37.3 of 100

    Credit records, August 2025; credit scores, Q4 2025

    • People with a car or retail loan behind
      4.9% · August 2025
      45th percentile
    • People with a credit card behind
      4.0% · August 2025
      24th percentile
    • People with a subprime credit score
      21.6% · Q4 2025
      41st percentile
  • Collections and bankruptcy

    32.2 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      22.2% · August 2025
      46th percentile
    • Bankruptcy filings per 100,000 people
      66 · 2025
      17th percentile
  • Housing costs

    26.7 of 100

    HUD's fair market rents, fiscal year 2027; renters, 2020–24 Census survey

    • Rent on a two-bedroom as a share of the median income
      20.1% · fiscal year 2027
      43rd percentile
    • Renters paying half their income or more in rent
      9.1% · 2020 to 2024
      10th percentile

Sources: U.S. Department of Housing and Urban Development Fair Market Rents and U.S. Census Bureau income; Census Bureau, American Community Survey; Urban Institute, Debt in America; Administrative Office of the U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Aug 2026.

Where the money in Macon County comes from

The Bureau of Economic Analysis adds up all the income that reaches the people of a county and splits it three ways: pay from work, income from investments and rent, and benefit checks.

Cents of every dollar of income, 2024

Macon County

56 14 30

Missouri

58 21 21

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is what is left after the other two; the three add to 100.

In Macon County in 2024, pay from work was 56 cents of every dollar of income. Income from investments and rentals was 14 cents. Benefit checks were 30 cents. Across the country, pay is 61 cents of the dollar and benefit checks are 18.

Benefit checks have grown from 14 cents of every dollar in 1969, but pay from work still brings in more.

In Macon County, benefit checks rose from 14 to 30 cents of every dollar

Benefit checks and pay from work as shares of all personal income, Macon County, Missouri: 30.0% and 56.2% in 2024. Yearly, 1969–2024.

0%20%40%60%80% 196919801990200020102024 Benefits 30.0% Pay 56.2% 0%20%40%60%80% 196920002024 Benefits 30.0% Pay 56.2%
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of resident personal income, Macon County, Missouri American Default · americandefault.org

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The quote: In 2024, benefit checks made up 30.0% of all personal income in Macon County, Missouri (U.S. Bureau of Economic Analysis, CAINC4).

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Macon County, 22.3% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally.

How Macon County has changed

The number of people living in Macon County stayed about the same between 1969 and 2024, from 15,783 to 15,177. The number of jobs located there stayed about the same from 1990 to 2024.

Unemployment fell from 8.3% in 1990 to 4.5% in 2025.

MeasureThenNowSource
People living in the countyBEA 1969 15,783 2024 15,177 BEA
Jobs located in the countyBLS QCEW 1990 4,691 2024 4,831 BLS QCEW
Unemployment rateBLS LAUS 1990 8.3% 2025 4.5% BLS LAUS
People below the poverty lineCensus SAIPE 1989 11.6% 2024 12.0% Census SAIPE
Median household income (not adjusted for prices)Census SAIPE 1989 $21,643 2024 $60,822 Census SAIPE
Share of income from benefit checksBEA 1969 13.6% 2024 30.0% BEA

Figures are as each agency published them, not adjusted for prices. We don't chart the distress score over time because it compares counties at one moment.

Dated events in Macon County's history

  1. Largest decennial census count

    The county's largest recorded population was the 1900 Census count of 33,018. The 2020 Census counted 15,209, 46% of the peak. Census Bureau

  2. 1970

    Tornado: $2.5 million in property damage. NOAA Storm Events Database

  3. 1973

    Tornado: one death. NOAA Storm Events Database

  4. 1975

    Tornado: $2.5 million in property damage, one death. NOAA Storm Events Database

  5. 1999

    Tornado: $1 million in property damage. NOAA Storm Events Database

  6. Since 1973

    23 federal disaster and emergency declarations have covered Macon County, 13 of them for flooding. FEMA

Storms are listed if they did $1 million or more in damage or killed someone.

Macon County beside its neighbors

Of the seven counties that border Macon County, four score higher. For the share of income from benefit checks, Macon County ranks 5th of the eight; Linn County is highest, at 33.5%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Adair County, MO 57 40th of 115 21.9% 28.6%
Randolph County, MO 51 55th of 115 12.8% 27.9%
Monroe County, MO 36 72nd of 115 12.4% 30.0%
Linn County, MO 33 79th of 115 12.1% 33.5%
Macon County, MO 31 86th of 115 12.0% 30.0%
Knox County, MO 31 85th of 115 14.7% 32.9%
Shelby County, MO 25 96th of 115 15.6% 30.4%
Chariton County, MO 10 111th of 115 11.7% 28.8%

Distress score: American Default Research, County Distress Index, data through Aug 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Macon County the poorest county in Missouri?

No, Macon County's poverty rate was 12.0% in 2024, 84th highest of 115 in Missouri (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Dunklin County, at 25.4%. On our distress index, which counts more than poverty, Macon County ranks 86th of 115 in the state.

Macon County, Missouri: common questions

What is the poverty rate in Macon County, Missouri?

12.0% in 2024, according to the U.S. Census Bureau, Small Area Income and Poverty Estimates: about one in eight people. Among children it was 16.6%.

Is Macon County the poorest county in Missouri?

No, Macon County's poverty rate was 12.0% in 2024, 84th highest of 115 in Missouri (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Dunklin County, at 25.4%. On our distress index, which counts more than poverty, Macon County ranks 86th of 115 in the state.

What is the population of Macon County, Missouri?

About 15,177 people in 2024, by the Bureau of Economic Analysis's count. The 2020 Census counted 15,209, half the county's peak of 33,018 in 1900.

How is the County Distress Index calculated?

We rank every U.S. county on 14 federal measures of money trouble, grouped into five equally weighted parts, and average them. The published score is the share of the other 3,143 counties with a lower average. The methodology lists every measure and its source.

If you're behind on your mortgage in Macon County

A U.S. Department of Housing and Urban Development-approved housing counselor works at a nonprofit agency approved by the U.S. Department of Housing and Urban Development. The counseling to avoid foreclosure is free, and a counselor can help you talk to your mortgage company and understand what it offers, according to the Consumer Financial Protection BureauSourceCFPB.

Missouri foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Macon County · Every U.S. county (CSV)

Cite this Macon County, Missouri, scores 31 on the County Distress Index (data through Aug 2026): less distressed than 68% of U.S. counties · American Default Research · americandefault.org/counties/missouri/macon-county-mo/

Sources and method

  • American Default Research · County Distress Index Data through Aug 2026, built from HUD Fair Market Rents and Census income; Census Bureau, American Community Survey; Urban Institute, Debt in America; U.S. Courts, Table F-5A; Equifax via the St. Louis Fed; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. Our methodology
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Macon County comes from, 2024.
  • History The agencies named in each row and the linked records above.