Lincoln County, Mississippi

County Distress Index: Elevated · 55.0 | 34,702 people · 67th most distressed in Mississippi
American Default Research

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Lincoln County, MS registers elevated household financial distress with a score of 55.0 — 1211th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Mississippi, it ranks 67th of 82 counties. It scores lower than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lincoln County's primary driver is Debt & Delinquency at 81.3 — worse than roughly 81% of U.S. counties.

Debt & Delinquency Primary driver 81.3
Debt in Collections 73
Medical Debt 62
Student Loan Delinquency 74
Auto Loan Delinquency 92
Credit Card Delinquency 92
Bankruptcy Filing Rate 95
Income & Poverty 64.8
Poverty Rate 82
Income vs. State Median 35
Child Poverty Rate 78
Community Vulnerability 64.1
Uninsured Rate 84
Disability Rate 44
Housing Cost Burden 35.3
Rent-Burdened (30%+) 24
Severely Rent-Burdened (50%+) 55
Mortgage-Burdened (30%+) 8
Homeownership Rate 53
Rent-to-Income Ratio 35
Employment & Wages 29.5
Unemployment Rate 41
Wage-to-Rent Ratio 21
Business Formation Rate 27

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lincoln County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lincoln County
Lincoln County, MS 55.0 Elevated —
Pike County, MS 69.7 Serious +14.7
Lawrence County, MS 66.6 Serious +11.6
Copiah County, MS 65.0 Serious +10.0
Amite County, MS 64.7 Elevated +9.7
Jefferson County, MS 62.4 Elevated +7.4
Franklin County, MS 60.5 Elevated +5.5
Walthall County, MS 57.2 Elevated +2.2

Population Peers

County Score Zone vs. Lincoln County
Graves County, KY 55.0 Elevated -0.0
Monroe County, OH 55.0 Elevated -0.0
Jackson County, OK 55.1 Elevated +0.1
Jefferson County, PA 55.1 Elevated +0.1
Muhlenberg County, KY 55.1 Elevated +0.1

Download Data

Export all distress indicators for Lincoln County as a CSV file.

Find Help in Lincoln County

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Mississippi Bar Lawyer Referral 601-948-4471

Free Legal Aid

Legal aid organizations serving Lincoln County residents at no cost.

Mississippi Center for Legal Services 1-800-498-1804
North Mississippi Rural Legal Services 1-800-898-8731

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Frequently Asked Questions

  • What is the distress score for Lincoln County, Mississippi?

    Lincoln County has a County Distress Index score of 55.0 out of 100, placing it in the Elevated zone. It ranks 1,211th nationally out of 3,144 counties and 67th in Mississippi out of 82 counties.

  • What drives financial distress in Lincoln County?

    The primary driver of distress in Lincoln County is Debt & Delinquency, where the county scores 81.3 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Lincoln County compare to neighboring counties?

    Lincoln County (55.0) can be compared to its 7 neighboring counties: Pike County, MS (69.7); Lawrence County, MS (66.6); Copiah County, MS (65.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Lincoln County?

    Lincoln County, Mississippi has a population of approximately 34,702 (2023 Census estimate), classified as a small county.