Faribault County, Minnesota

County Distress Index: Normal · 40.2 | 13,873 people · 28th most distressed in Minnesota
American Default Research

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Faribault County, MN falls within the normal range for household financial distress at 40.2 — 2332nd nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Minnesota, it ranks 28th of 87 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Faribault County's primary driver is Employment & Wages at 65.1 — above the national median.

Employment & Wages Primary driver 65.1
Unemployment Rate 87
Wage-to-Rent Ratio 26
Business Formation Rate 82
Income & Poverty 43.0
Poverty Rate 32
Income vs. State Median 71
Child Poverty Rate 26
Debt & Delinquency 39.8
Debt in Collections 24
Medical Debt 14
Student Loan Delinquency 35
Auto Loan Delinquency 47
Credit Card Delinquency 49
Bankruptcy Filing Rate 70
Housing Cost Burden 28.5
Rent-Burdened (30%+) 39
Severely Rent-Burdened (50%+) 25
Mortgage-Burdened (30%+) 31
Homeownership Rate 29
Rent-to-Income Ratio 19
Community Vulnerability 24.8
Uninsured Rate 21
Disability Rate 28

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Faribault County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Faribault County
Faribault County, MN 40.2 Normal —
Martin County, MN 45.4 Normal +5.1
Blue Earth County, MN 42.3 Normal +2.0
Freeborn County, MN 40.2 Normal -0.0
Waseca County, MN 34.4 Healthy -5.8
Winnebago County, IA 33.5 Healthy -6.7
Kossuth County, IA 28.3 Healthy -12.0

Population Peers

County Score Zone vs. Faribault County
Monroe County, GA 40.3 Normal +0.0
Freeborn County, MN 40.2 Normal -0.0
Preble County, OH 40.2 Normal -0.1
Louisa County, VA 40.2 Normal -0.1
Mercer County, KY 40.2 Normal -0.1

Download Data

Export all distress indicators for Faribault County as a CSV file.

Find Help in Faribault County

Find an Attorney

Minnesota State Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Minnesota State Bar Association Lawyer Referral 612-278-6333

Free Legal Aid

Legal aid organizations serving Faribault County residents at no cost.

Legal Aid Society of Minneapolis 612-334-5970
Mid-Minnesota Legal Aid 612-332-1441
Southern Minnesota Regional Legal Services 1-888-575-2954
Central Minnesota Legal Services, Inc. (612) 334-5970
Legal Aid Service of Northeastern Minnesota (800) 933-1112
Legal Services of Northwest Minnesota Corporation (800) 450-8585

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Frequently Asked Questions

  • What is the distress score for Faribault County, Minnesota?

    Faribault County has a County Distress Index score of 40.2 out of 100, placing it in the Normal zone. It ranks 2,332nd nationally out of 3,144 counties and 28th in Minnesota out of 87 counties.

  • What drives financial distress in Faribault County?

    The primary driver of distress in Faribault County is Employment & Wages, where the county scores 65.1 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Faribault County compare to neighboring counties?

    Faribault County (40.2) can be compared to its 6 neighboring counties: Martin County, MN (45.4); Blue Earth County, MN (42.3); Freeborn County, MN (40.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Faribault County?

    Faribault County, Minnesota has a population of approximately 13,873 (2023 Census estimate), classified as a small county.