Maryland Snapshot

24 Counties Scored
45.9 Mean Score
45.9 Median Score
71.5 Baltimore city Most Distressed
26.1 Howard County Least Distressed
2 Serious 7 Elevated 6 Normal 9 Healthy
Zone Distribution

Maryland County Map

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Healthy Normal Elevated Serious Crisis

All 24 Maryland counties colored by distress zone. Hover for details; click released counties for full reports.

Most & Least Distressed

Most Distressed

#1 Baltimore city
71.5 Serious Stress
Housing Cost Burden
#2 Somerset County
65.5 Serious Stress
Income & Poverty
#3 Dorchester County
62.7 Elevated
Income & Poverty

Least Distressed

#24 Howard County
26.1 Healthy
Housing Cost Burden
#23 Carroll County
30.0 Healthy
Employment & Wages
#22 Anne Arundel County
31.2 Healthy
Housing Cost Burden

Score Distribution

How Maryland's 24 county scores are distributed across the 0–100 scale.

All Maryland Counties

24 counties ranked by distress score. Click column headers to sort.

State Rank Nat'l Rank County Score Zone Primary Driver
1 148 Baltimore city 71.5 Serious Stress Housing Cost Burden
2 474 Somerset County 65.5 Serious Stress Income & Poverty
3 636 Dorchester County 62.7 Elevated Income & Poverty
4 643 Allegany County 62.6 Elevated Income & Poverty
5 882 Wicomico County 59.3 Elevated Housing Cost Burden
6 891 Caroline County 59.2 Elevated Housing Cost Burden
7 979 Prince George's County 58.1 Elevated Housing Cost Burden
8 1,333 Washington County 53.5 Elevated Housing Cost Burden
9 1,568 Kent County 50.4 Elevated Housing Cost Burden
10 1,700 Baltimore County 48.6 Normal Housing Cost Burden
11 1,711 Cecil County 48.4 Normal Housing Cost Burden
12 1,765 Worcester County 47.8 Normal Employment & Wages
13 2,074 Talbot County 44.0 Normal Housing Cost Burden
14 2,166 Charles County 42.6 Normal Debt & Delinquency
15 2,321 Garrett County 40.5 Normal Income & Poverty
16 2,656 Montgomery County 34.8 Healthy Housing Cost Burden
17 2,680 Harford County 34.4 Healthy Housing Cost Burden
18 2,727 St. Mary's County 33.5 Healthy Housing Cost Burden
19 2,762 Frederick County 32.9 Healthy Housing Cost Burden
20 2,776 Calvert County 32.6 Healthy Housing Cost Burden
21 2,815 Queen Anne's County 31.7 Healthy Housing Cost Burden
22 2,846 Anne Arundel County 31.2 Healthy Housing Cost Burden
23 2,886 Carroll County 30.0 Healthy Employment & Wages
24 3,010 Howard County 26.1 Healthy Housing Cost Burden

1 of 24 county reports for Maryland are currently available. All 24 counties are scored and visible on the map above. New county reports are published weekly.

How County Scores Work

Each county is scored 0–100 using percentile-rank averaging across five data domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. A score of 50 means the county falls at the national median. Higher scores indicate greater financial distress.

Crisis (80+) — Extreme distress across multiple domains
Serious Stress (65–80) — Significant distress, multiple domains elevated
Elevated (50–65) — Above-average distress in several areas
Normal (35–50) — Near the national median
Healthy (<35) — Below-average distress
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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.