Morgan County, Kentucky

County Distress Index: Serious · 65.7 | 14,283 people · 24th most distressed in Kentucky

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Morgan County, KY shows significant household financial distress with a score of 65.7 — 463rd nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Kentucky, it ranks 24th of 120 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Morgan County's primary driver is Income & Poverty at 90.5 — worse than roughly 91% of U.S. counties.

Income & Poverty Primary driver 90.5
Poverty Rate 95
Income vs. State Median 91
Child Poverty Rate 86
Community Vulnerability 75.2
Uninsured Rate 55
Disability Rate 95
Debt & Delinquency 64.2
Debt in Collections 73
Medical Debt 58
Student Loan Delinquency 7
Auto Loan Delinquency 89
Credit Card Delinquency 92
Bankruptcy Filing Rate 66
Employment & Wages 60.5
Unemployment Rate 69
Wage-to-Rent Ratio 21
Business Formation Rate 91
Housing Cost Burden 38.2
Rent-Burdened (30%+) 18
Severely Rent-Burdened (50%+) 34
Mortgage-Burdened (30%+) 42
Homeownership Rate 28
Rent-to-Income Ratio 69

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Morgan County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Morgan County
Morgan County, KY 65.7 Serious
Wolfe County, KY 69.1 Serious +3.4
Johnson County, KY 69.1 Serious +3.4
Lawrence County, KY 68.0 Serious +2.3
Magoffin County, KY 67.4 Serious +1.7
Elliott County, KY 65.2 Serious -0.5
Menifee County, KY 62.0 Elevated -3.7
Rowan County, KY 59.9 Elevated -5.8

Population Peers

County Score Zone vs. Morgan County
New Madrid County, MO 65.7 Serious +0.0
Johnson County, AR 65.7 Serious -0.0
Lawrence County, AR 65.8 Serious +0.0
San Miguel County, NM 65.8 Serious +0.0
Claiborne County, TN 65.6 Serious -0.1

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