Henderson County, Kentucky

County Distress Index: Elevated · 50.8 | 44,119 people · 78th most distressed in Kentucky
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Henderson County, KY registers elevated household financial distress with a score of 50.8 — 1536th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Kentucky, it ranks 78th of 120 counties. Among its 7 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Henderson County's primary driver is Housing Cost Burden at 59.1 — above the national median.

Housing Cost Burden Primary driver 59.1
Rent-Burdened (30%+) 74
Severely Rent-Burdened (50%+) 77
Mortgage-Burdened (30%+) 27
Homeownership Rate 86
Rent-to-Income Ratio 32
Community Vulnerability 54.5
Uninsured Rate 14
Disability Rate 95
Debt & Delinquency 51.7
Debt in Collections 65
Medical Debt 40
Student Loan Delinquency 1
Auto Loan Delinquency 56
Credit Card Delinquency 60
Bankruptcy Filing Rate 87
Employment & Wages 44.8
Unemployment Rate 49
Wage-to-Rent Ratio 10
Business Formation Rate 75
Income & Poverty 43.6
Poverty Rate 47
Income vs. State Median 36
Child Poverty Rate 47

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Henderson County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Henderson County
Henderson County, KY 50.8 Elevated —
Vanderburgh County, IN 54.0 Elevated +3.2
McLean County, KY 48.8 Normal -1.9
Daviess County, KY 48.4 Normal -2.4
Union County, KY 46.7 Normal -4.0
Webster County, KY 45.5 Normal -5.3
Posey County, IN 26.7 Healthy -24.1
Warrick County, IN 20.9 Healthy -29.9

Population Peers

County Score Zone vs. Henderson County
Fulton County, IN 50.8 Elevated 0.0
Greene County, IN 50.8 Elevated +0.0
Mason County, IL 50.7 Elevated -0.0
Tioga County, PA 50.7 Elevated -0.0
Kittitas County, WA 50.7 Elevated -0.0

Download Data

Export all distress indicators for Henderson County as a CSV file.

Find Help in Henderson County

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Henderson County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

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Frequently Asked Questions

  • What is the distress score for Henderson County, Kentucky?

    Henderson County has a County Distress Index score of 50.8 out of 100, placing it in the Elevated zone. It ranks 1,536th nationally out of 3,144 counties and 78th in Kentucky out of 120 counties.

  • What drives financial distress in Henderson County?

    The primary driver of distress in Henderson County is Housing Cost Burden, where the county scores 59.1 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Henderson County compare to neighboring counties?

    Henderson County (50.8) can be compared to its 7 neighboring counties: Vanderburgh County, IN (54.0); McLean County, KY (48.8); Daviess County, KY (48.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Henderson County?

    Henderson County, Kentucky has a population of approximately 44,119 (2023 Census estimate), classified as a small county.