Daviess County, Kentucky

County Distress Index: Normal · 48.4 | 103,458 people · 87th most distressed in Kentucky
American Default Research

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Daviess County, KY falls within the normal range for household financial distress at 48.4 — 1720th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Kentucky, it ranks 87th of 120 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Daviess County's primary driver is Housing Cost Burden at 59.7 — above the national median.

Housing Cost Burden Primary driver 59.7
Rent-Burdened (30%+) 53
Severely Rent-Burdened (50%+) 52
Mortgage-Burdened (30%+) 63
Homeownership Rate 80
Rent-to-Income Ratio 50
Income & Poverty 52.5
Poverty Rate 69
Income vs. State Median 23
Child Poverty Rate 66
Employment & Wages 44.5
Unemployment Rate 34
Wage-to-Rent Ratio 49
Business Formation Rate 50
Community Vulnerability 43.7
Uninsured Rate 24
Disability Rate 64
Debt & Delinquency 41.4
Debt in Collections 46
Medical Debt 39
Student Loan Delinquency 1
Auto Loan Delinquency 38
Credit Card Delinquency 42
Bankruptcy Filing Rate 84

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Daviess County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Daviess County
Daviess County, KY 48.4 Normal —
Ohio County, KY 51.0 Elevated +2.7
Henderson County, KY 50.8 Elevated +2.4
McLean County, KY 48.8 Normal +0.5
Hancock County, KY 36.8 Normal -11.5
Spencer County, IN 25.8 Healthy -22.6
Warrick County, IN 20.9 Healthy -27.5

Population Peers

County Score Zone vs. Daviess County
Warren County, NY 48.4 Normal +0.0
Bannock County, ID 48.4 Normal +0.0
Oconee County, SC 48.3 Normal -0.0
Saline County, KS 48.4 Normal +0.0
Lapeer County, MI 48.4 Normal +0.0

Download Data

Export all distress indicators for Daviess County as a CSV file.

Find Help in Daviess County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Daviess County.

KENTUCKY LEGAL AID, INCORPORATED
OWENSBORO
270-782-5740 Website
Foreclosure PreventionPre-PurchaseRental Help

See all counselors in Kentucky →

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Daviess County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Daviess County, Kentucky?

    Daviess County has a County Distress Index score of 48.4 out of 100, placing it in the Normal zone. It ranks 1,720th nationally out of 3,144 counties and 87th in Kentucky out of 120 counties.

  • What drives financial distress in Daviess County?

    The primary driver of distress in Daviess County is Housing Cost Burden, where the county scores 59.7 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Daviess County compare to neighboring counties?

    Daviess County (48.4) can be compared to its 6 neighboring counties: Ohio County, KY (51.0); Henderson County, KY (50.8); McLean County, KY (48.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Daviess County?

    Daviess County, Kentucky has a population of approximately 103,458 (2023 Census estimate), classified as a mid county.