Christian County, Kentucky

County Distress Index: Serious · 70.0 | 72,032 people · 7th most distressed in Kentucky
American Default Research

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Christian County, KY shows significant household financial distress with a score of 70.0 — 212th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Kentucky, it ranks 7th of 120 counties. It scores higher than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Christian County's primary driver is Housing Cost Burden at 84.0 — worse than roughly 84% of U.S. counties.

Housing Cost Burden Primary driver 84.0
Rent-Burdened (30%+) 74
Severely Rent-Burdened (50%+) 73
Mortgage-Burdened (30%+) 81
Homeownership Rate 98
Rent-to-Income Ratio 94
Debt & Delinquency 70.7
Debt in Collections 84
Medical Debt 80
Student Loan Delinquency 3
Auto Loan Delinquency 86
Credit Card Delinquency 87
Bankruptcy Filing Rate 85
Income & Poverty 68.1
Poverty Rate 77
Income vs. State Median 53
Child Poverty Rate 74
Community Vulnerability 66.0
Uninsured Rate 62
Disability Rate 70
Employment & Wages 61.2
Unemployment Rate 67
Wage-to-Rent Ratio 76
Business Formation Rate 41

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Christian County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Christian County
Christian County, KY 70.0 Serious —
Trigg County, KY 60.8 Elevated -9.2
Caldwell County, KY 56.0 Elevated -14.0
Muhlenberg County, KY 55.1 Elevated -14.9
Montgomery County, TN 54.2 Elevated -15.8
Todd County, KY 51.5 Elevated -18.5
Hopkins County, KY 51.0 Elevated -19.0
Stewart County, TN 44.7 Normal -25.3

Population Peers

County Score Zone vs. Christian County
Walker County, GA 70.1 Serious +0.1
Madera County, CA 69.8 Serious -0.2
Kings County, CA 69.8 Serious -0.3
Spalding County, GA 70.3 Serious +0.3
Klamath County, OR 70.4 Serious +0.4

Download Data

Export all distress indicators for Christian County as a CSV file.

Find Help in Christian County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Christian County.

KENTUCKY LEGAL AID, INCORPORATED
Hopkinsville
270-782-5740 Website
Foreclosure PreventionPre-PurchaseRental Help

See all counselors in Kentucky →

Find an Attorney

Kentucky Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Kentucky Bar Association Lawyer Referral 502-564-3795

Free Legal Aid

Legal aid organizations serving Christian County residents at no cost.

Legal Aid of the Bluegrass 1-800-928-4615
Kentucky Legal Aid 1-866-452-9243
Appalachian Research and Defense Fund of Kentucky (866) 277-5733
Legal Aid Society (502) 584-1254

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Kentucky →

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Frequently Asked Questions

  • What is the distress score for Christian County, Kentucky?

    Christian County has a County Distress Index score of 70.0 out of 100, placing it in the Serious zone. It ranks 212th nationally out of 3,144 counties and 7th in Kentucky out of 120 counties.

  • What drives financial distress in Christian County?

    The primary driver of distress in Christian County is Housing Cost Burden, where the county scores 84.0 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Christian County compare to neighboring counties?

    Christian County (70.0) can be compared to its 7 neighboring counties: Trigg County, KY (60.8); Caldwell County, KY (56.0); Muhlenberg County, KY (55.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Christian County?

    Christian County, Kentucky has a population of approximately 72,032 (2023 Census estimate), classified as a mid county.