Boyd County, Kentucky

County Distress Index: Elevated · 59.1 | 47,826 people · 43rd most distressed in Kentucky

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Boyd County, KY registers elevated household financial distress with a score of 59.1 — 895th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Kentucky, it ranks 43rd of 120 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Boyd County's primary driver is Debt & Delinquency at 77.0 — worse than roughly 77% of U.S. counties.

Debt & Delinquency Primary driver 77.0
Debt in Collections 84
Medical Debt 63
Student Loan Delinquency 74
Auto Loan Delinquency 71
Credit Card Delinquency 88
Bankruptcy Filing Rate 82
Income & Poverty 64.8
Poverty Rate 78
Income vs. State Median 43
Child Poverty Rate 73
Housing Cost Burden 52.0
Rent-Burdened (30%+) 59
Severely Rent-Burdened (50%+) 65
Mortgage-Burdened (30%+) 16
Homeownership Rate 76
Rent-to-Income Ratio 44
Community Vulnerability 51.5
Uninsured Rate 14
Disability Rate 89
Employment & Wages 50.4
Unemployment Rate 64
Wage-to-Rent Ratio 7
Business Formation Rate 80

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Boyd County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Boyd County
Boyd County, KY 59.1 Elevated
Lawrence County, KY 68.0 Serious +8.9
Carter County, KY 67.3 Serious +8.1
Lawrence County, OH 63.0 Elevated +3.9
Wayne County, WV 58.8 Elevated -0.4
Greenup County, KY 55.7 Elevated -3.4

Population Peers

County Score Zone vs. Boyd County
Monroe County, AL 59.1 Elevated -0.0
Randolph County, WV 59.1 Elevated -0.0
Barton County, MO 59.1 Elevated -0.0
Edgefield County, SC 59.1 Elevated -0.0
Laclede County, MO 59.1 Elevated -0.0

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