Union County, Indiana

County Distress Index: Normal · 38.0 | 6,973 people · 63rd most distressed in Indiana
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Union County, IN falls within the normal range for household financial distress at 38.0 — 2477th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Indiana, it ranks 63rd of 92 counties. Among its 5 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Union County's primary driver is Employment & Wages at 53.2 — above the national median.

Employment & Wages Primary driver 53.2
Unemployment Rate 5
Wage-to-Rent Ratio 60
Business Formation Rate 95
Income & Poverty 42.9
Poverty Rate 31
Income vs. State Median 58
Child Poverty Rate 40
Debt & Delinquency 37.1
Debt in Collections 49
Medical Debt 24
Student Loan Delinquency 53
Auto Loan Delinquency 5
Credit Card Delinquency 10
Bankruptcy Filing Rate 82
Community Vulnerability 35.9
Uninsured Rate 50
Disability Rate 22
Housing Cost Burden 20.9
Rent-Burdened (30%+) 38
Severely Rent-Burdened (50%+) 25
Mortgage-Burdened (30%+) 16
Homeownership Rate 8
Rent-to-Income Ratio 17

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Union County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Union County
Union County, IN 38.0 Normal —
Wayne County, IN 63.9 Elevated +25.9
Fayette County, IN 62.7 Elevated +24.7
Butler County, OH 43.9 Normal +5.9
Preble County, OH 40.2 Normal +2.2
Franklin County, IN 32.2 Healthy -5.8

Population Peers

County Score Zone vs. Union County
Wayne County, NE 38.0 Normal -0.0
Cameron Parish, LA 38.1 Normal +0.1
Calhoun County, IL 38.1 Normal +0.1
McCone County, MT 38.1 Normal +0.1
Burt County, NE 38.1 Normal +0.1

Download Data

Export all distress indicators for Union County as a CSV file.

Find Help in Union County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Union County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Union County, Indiana?

    Union County has a County Distress Index score of 38.0 out of 100, placing it in the Normal zone. It ranks 2,477th nationally out of 3,144 counties and 63rd in Indiana out of 92 counties.

  • What drives financial distress in Union County?

    The primary driver of distress in Union County is Employment & Wages, where the county scores 53.2 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Union County compare to neighboring counties?

    Union County (38.0) can be compared to its 5 neighboring counties: Wayne County, IN (63.9); Fayette County, IN (62.7); Butler County, OH (43.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Union County?

    Union County, Indiana has a population of approximately 6,973 (2023 Census estimate), classified as a tiny county.