Ripley County, Indiana

County Distress Index: Normal · 37.5 | 29,227 people · 65th most distressed in Indiana
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Ripley County, IN falls within the normal range for household financial distress at 37.5 — 2511th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing remains relatively affordable compared to local incomes. Within Indiana, it ranks 65th of 92 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Ripley County's primary driver is Housing Cost Burden at 43.4 — above the national median.

Housing Cost Burden Primary driver 43.4
Rent-Burdened (30%+) 58
Severely Rent-Burdened (50%+) 76
Mortgage-Burdened (30%+) 35
Homeownership Rate 30
Rent-to-Income Ratio 17
Debt & Delinquency 42.8
Debt in Collections 38
Medical Debt 51
Student Loan Delinquency 36
Auto Loan Delinquency 35
Credit Card Delinquency 24
Bankruptcy Filing Rate 72
Employment & Wages 35.7
Unemployment Rate 4
Wage-to-Rent Ratio 19
Business Formation Rate 84
Community Vulnerability 33.7
Uninsured Rate 37
Disability Rate 30
Income & Poverty 32.0
Poverty Rate 23
Income vs. State Median 48
Child Poverty Rate 25

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Ripley County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Ripley County
Ripley County, IN 37.5 Normal —
Switzerland County, IN 59.1 Elevated +21.6
Jennings County, IN 53.9 Elevated +16.4
Jefferson County, IN 51.0 Elevated +13.5
Ohio County, IN 50.0 Normal +12.5
Dearborn County, IN 35.3 Normal -2.2
Decatur County, IN 33.4 Healthy -4.1
Franklin County, IN 32.2 Healthy -5.4

Population Peers

County Score Zone vs. Ripley County
Defiance County, OH 37.5 Normal -0.0
Marshall County, IL 37.6 Normal +0.1
Orange County, VT 37.6 Normal +0.1
North Slope Borough, AK 37.6 Normal +0.1
Floyd County, VA 37.7 Normal +0.2

Download Data

Export all distress indicators for Ripley County as a CSV file.

Find Help in Ripley County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Ripley County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Ripley County, Indiana?

    Ripley County has a County Distress Index score of 37.5 out of 100, placing it in the Normal zone. It ranks 2,511th nationally out of 3,144 counties and 65th in Indiana out of 92 counties.

  • What drives financial distress in Ripley County?

    The primary driver of distress in Ripley County is Housing Cost Burden, where the county scores 43.4 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Ripley County compare to neighboring counties?

    Ripley County (37.5) can be compared to its 7 neighboring counties: Switzerland County, IN (59.1); Jennings County, IN (53.9); Jefferson County, IN (51.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Ripley County?

    Ripley County, Indiana has a population of approximately 29,227 (2023 Census estimate), classified as a small county.