Morgan County, Indiana

County Distress Index: Normal · 43.2 | 73,227 people · 48th most distressed in Indiana
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Morgan County, IN falls within the normal range for household financial distress at 43.2 — 2134th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Indiana, it ranks 48th of 92 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Morgan County's primary driver is Debt & Delinquency at 60.2 — above the national median.

Debt & Delinquency Primary driver 60.2
Debt in Collections 44
Medical Debt 65
Student Loan Delinquency 60
Auto Loan Delinquency 58
Credit Card Delinquency 42
Bankruptcy Filing Rate 92
Housing Cost Burden 53.8
Rent-Burdened (30%+) 68
Severely Rent-Burdened (50%+) 72
Mortgage-Burdened (30%+) 48
Homeownership Rate 8
Rent-to-Income Ratio 72
Employment & Wages 47.9
Unemployment Rate 8
Wage-to-Rent Ratio 92
Business Formation Rate 44
Community Vulnerability 33.0
Uninsured Rate 19
Disability Rate 47
Income & Poverty 21.1
Poverty Rate 19
Income vs. State Median 26
Child Poverty Rate 18

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Morgan County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Morgan County
Morgan County, IN 43.2 Normal —
Marion County, IN 57.3 Elevated +14.1
Owen County, IN 46.3 Normal +3.1
Brown County, IN 46.1 Normal +2.9
Monroe County, IN 46.0 Normal +2.8
Putnam County, IN 36.4 Normal -6.8
Johnson County, IN 32.7 Healthy -10.5
Hendricks County, IN 29.1 Healthy -14.1

Population Peers

County Score Zone vs. Morgan County
Elmore County, AL 43.1 Normal -0.1
Madison County, KY 43.1 Normal -0.1
Bradford County, PA 43.1 Normal -0.1
Armstrong County, PA 43.1 Normal -0.1
Canadian County, OK 42.9 Normal -0.3

Download Data

Export all distress indicators for Morgan County as a CSV file.

Find Help in Morgan County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Morgan County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Morgan County, Indiana?

    Morgan County has a County Distress Index score of 43.2 out of 100, placing it in the Normal zone. It ranks 2,134th nationally out of 3,144 counties and 48th in Indiana out of 92 counties.

  • What drives financial distress in Morgan County?

    The primary driver of distress in Morgan County is Debt & Delinquency, where the county scores 60.2 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Morgan County compare to neighboring counties?

    Morgan County (43.2) can be compared to its 7 neighboring counties: Marion County, IN (57.3); Owen County, IN (46.3); Brown County, IN (46.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Morgan County?

    Morgan County, Indiana has a population of approximately 73,227 (2023 Census estimate), classified as a mid county.