Hendricks County, Indiana
More than double the national median for bankruptcy filing rate — and 36.0× the rate of the healthiest U.S. county (Glacier County, MT — 7).
Main Findings
Hendricks County, Indiana ranks 2,606th most distressed in the United States on the County Distress Index. Hendricks sits near the national median across major distress indicators.
- 2,606th of 3,144 counties on the County Distress Index — Least distressed fifth, 72nd in Indiana.
- A bankruptcy filing rate of 263 (U.S. median 126). Bankruptcy filing rate at the 87th percentile nationally.
- Delinquency domain score 43 — weight 20.0% of the CDI composite.
- Debt Burden (housing basis) domain score 36 — weight 20.0% of the CDI composite.
- Safety Net & Buffer domain score 7 — weight 20.0% of the CDI composite.
"Hendricks County ranks in the least distressed fifth of U.S. counties. The CDI reading is a county comparison, separate from national ADI bands."
"The CDI places this county in the least distressed fifth nationally. The rank is a comparative geography measure across counties, not a national ADI band."
The Indicators Behind Hendricks County's CDI Score
Every number traces to a public source. Hendricks County's value shown alongside IN's median and the U.S. median. Full CSV available for download.
| Indicator | Hendricks | IN median | U.S. median | Pctile | Source |
|---|---|---|---|---|---|
| Delinquency — domain score 43 · Rank 1,808 of 3,144 | |||||
| Auto loan delinquency Share of auto loan accounts 60+ days past due | 5% | 5% | 5% | 47th | Urban Institute (2024) |
| Credit card delinquency Share of credit card accounts 60+ days past due | 5% | 5% | 5% | 42nd | Urban Institute (2024) |
| Subprime credit share Share of residents with a credit score below 660 | 22% | 23% | 23% | 42nd | Urban Institute (2024) |
| Default & Legal — domain score 61 · Rank 1,069 of 3,144 | |||||
| Debt in collections Share of residents with a credit file who have debt in collections | 19% | 22% | 23% | 35th | Urban Institute (2024) |
| Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents | 263 | 223 | 126 | 87th | US Courts F-5A (2025) |
| Debt Burden (housing basis) — domain score 36 · Rank 2,153 of 3,144 | |||||
| Rent-to-income ratio Fair Market Rent (2BR) as share of median household income | 19% | 19% | 21% | 24th | HUD FMR × Census ACS (2024) |
| Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent | 18% | 16% | 18% | 49th | Census ACS 5-yr (2023) |
| Labor — domain score 7 · Rank 2,933 of 3,144 | |||||
| Unemployment Share of labor force unemployed | 2% | 2% | 4% | 7th | BLS LAUS (Dec 2025) |
| Safety Net & Buffer — domain score 7 · Rank 3,070 of 3,144 | |||||
| Child poverty rate Share of children under 18 below the federal poverty line | 6% | 14% | 18% | 2nd | Census SAIPE (2023) |
| Disability rate Share of residents reporting a disability | 10% | 15% | 16% | 5th | Census ACS 5-yr (2023) |
| Poverty rate Share of population below the federal poverty line | 6% | 11% | 14% | 1st | Census SAIPE (2023) |
| Transfer-income dependency Share of personal income from government transfers | 14% | 25% | 27% | 6th | BEA Regional Personal Income (2023) |
| Uninsured rate Share of residents without health insurance coverage | 6% | 7% | 8% | 25th | Census ACS 5-yr (2023) |
Five-Domain Breakdown
The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.
Methodology
The County Distress Index is a 0–100 composite score of household financial distress, computed for all 3,144 U.S. counties. Higher scores indicate greater distress. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the CDI score is the equal-weight mean of those domain scores.
Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates, Business Formation Statistics), Bureau of Labor Statistics (Local Area Unemployment Statistics, Quarterly Census of Employment and Wages), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Data vintages range from 2023 to 2025 depending on source; full indicator-level vintage detail is in the methodology document.
For Press & Research
Everything you need to cite Hendricks County data — in under 60 seconds.
Draft wire copy 143-word AP-style article — use freely with attribution
DANVILLE, Ind. — Hendricks County ranks 2,606th among the nation's most financially distressed counties, according to the County Distress Index released this month by American Default Research.
The composite score of 31 out of 100 places Hendricks in the least distressed fifth. Among 3,144 U.S. counties scored, 2,605 counties rank more distressed. Within Indiana, Hendricks ranks 72nd of 92 counties.
The index, which draws on 16 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, finds Hendricks sitting near the national median across major distress indicators, with no single domain emerging as a clear driver.
"Hendricks County ranks in the least distressed fifth of U.S. counties. The CDI reading is a county comparison, separate from national ADI bands," said Ross Kilburn, founder of American Default Research.
Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.
Frequently Asked Questions
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