Kosciusko County, Indiana

County Distress Index: Normal · 40.3 | 80,364 people · 55th most distressed in Indiana
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Kosciusko County, IN falls within the normal range for household financial distress at 40.3 — 2329th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within Indiana, it ranks 55th of 92 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Kosciusko County's primary driver is Community Vulnerability at 50.0 — above the national median.

Community Vulnerability Primary driver 50.0
Uninsured Rate 72
Disability Rate 28
Debt & Delinquency 49.9
Debt in Collections 36
Medical Debt 71
Student Loan Delinquency 36
Auto Loan Delinquency 41
Credit Card Delinquency 26
Bankruptcy Filing Rate 91
Housing Cost Burden 45.4
Rent-Burdened (30%+) 68
Severely Rent-Burdened (50%+) 63
Mortgage-Burdened (30%+) 35
Homeownership Rate 35
Rent-to-Income Ratio 27
Employment & Wages 36.0
Unemployment Rate 10
Wage-to-Rent Ratio 34
Business Formation Rate 64
Income & Poverty 20.1
Poverty Rate 16
Income vs. State Median 30
Child Poverty Rate 15

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Kosciusko County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Kosciusko County
Kosciusko County, IN 40.3 Normal —
Fulton County, IN 50.8 Elevated +10.5
Elkhart County, IN 50.1 Elevated +9.8
Wabash County, IN 42.6 Normal +2.3
Noble County, IN 42.5 Normal +2.2
Marshall County, IN 36.8 Normal -3.5
Whitley County, IN 31.5 Healthy -8.8

Population Peers

County Score Zone vs. Kosciusko County
Genesee County, NY 40.4 Normal +0.1
Missoula County, MT 40.1 Normal -0.1
Island County, WA 39.9 Normal -0.4
Flathead County, MT 39.9 Normal -0.4
Lancaster County, SC 39.8 Normal -0.5

Download Data

Export all distress indicators for Kosciusko County as a CSV file.

Find Help in Kosciusko County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Kosciusko County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Kosciusko County, Indiana?

    Kosciusko County has a County Distress Index score of 40.3 out of 100, placing it in the Normal zone. It ranks 2,329th nationally out of 3,144 counties and 55th in Indiana out of 92 counties.

  • What drives financial distress in Kosciusko County?

    The primary driver of distress in Kosciusko County is Community Vulnerability, where the county scores 50.0 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Kosciusko County compare to neighboring counties?

    Kosciusko County (40.3) can be compared to its 6 neighboring counties: Fulton County, IN (50.8); Elkhart County, IN (50.1); Wabash County, IN (42.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Kosciusko County?

    Kosciusko County, Indiana has a population of approximately 80,364 (2023 Census estimate), classified as a mid county.