Allen County, Indiana

County Distress Index: Normal · 43.8 | 394,545 people · 46th most distressed in Indiana
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Allen County, IN falls within the normal range for household financial distress at 43.8 — 2099th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Indiana, it ranks 46th of 92 counties. It scores higher than all 9 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Allen County's primary driver is Housing Cost Burden at 61.1 — above the national median.

Housing Cost Burden Primary driver 61.1
Rent-Burdened (30%+) 68
Severely Rent-Burdened (50%+) 72
Mortgage-Burdened (30%+) 51
Homeownership Rate 74
Rent-to-Income Ratio 41
Debt & Delinquency 57.8
Debt in Collections 47
Medical Debt 53
Student Loan Delinquency 52
Auto Loan Delinquency 62
Credit Card Delinquency 46
Bankruptcy Filing Rate 87
Income & Poverty 48.5
Poverty Rate 46
Income vs. State Median 52
Child Poverty Rate 48
Community Vulnerability 35.1
Uninsured Rate 51
Disability Rate 19
Employment & Wages 16.3
Unemployment Rate 10
Wage-to-Rent Ratio 23
Business Formation Rate 15

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Allen County compares to its 9 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Allen County
Allen County, IN 43.8 Normal —
Paulding County, OH 43.5 Normal -0.2
Noble County, IN 42.5 Normal -1.3
Adams County, IN 42.5 Normal -1.3
Van Wert County, OH 38.7 Normal -5.0
Huntington County, IN 38.5 Normal -5.3
Defiance County, OH 37.5 Normal -6.3
Wells County, IN 35.5 Normal -8.2
DeKalb County, IN 33.1 Healthy -10.6
Whitley County, IN 31.5 Healthy -12.3

Population Peers

County Score Zone vs. Allen County
Kalamazoo County, MI 43.8 Normal +0.0
Butler County, OH 43.9 Normal +0.1
Macomb County, MI 43.9 Normal +0.2
Middlesex County, NJ 43.5 Normal -0.3
Anchorage Municipality, AK 43.4 Normal -0.4

Download Data

Export all distress indicators for Allen County as a CSV file.

Find Help in Allen County

Find an Attorney

Indiana State Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Indiana State Bar Association — Lawyer Referral Service 317-639-5465

Free Legal Aid

Legal aid organizations serving Allen County residents at no cost.

Indiana Legal Services (ILS) 317-631-9410 (Indianapolis); 1-888-529-4917 (statewide hotline)
Legal Aid Society of Tippecanoe County 765-742-1050
Neighborhood Christian Legal Clinic 317-429-4131

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Allen County, Indiana?

    Allen County has a County Distress Index score of 43.8 out of 100, placing it in the Normal zone. It ranks 2,099th nationally out of 3,144 counties and 46th in Indiana out of 92 counties.

  • What drives financial distress in Allen County?

    The primary driver of distress in Allen County is Housing Cost Burden, where the county scores 61.1 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Allen County compare to neighboring counties?

    Allen County (43.8) can be compared to its 9 neighboring counties: Paulding County, OH (43.5); Noble County, IN (42.5); Adams County, IN (42.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Allen County?

    Allen County, Indiana has a population of approximately 394,545 (2023 Census estimate), classified as a large county.