Macon County, Illinois

County Distress Index: Normal · 49.5 | 100,591 people · 32nd most distressed in Illinois

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Macon County, IL falls within the normal range for household financial distress at 49.5 — 1629th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Illinois, it ranks 32nd of 102 counties. It scores higher than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Macon County's primary driver is Income & Poverty at 68.8 — above the national median.

Income & Poverty Primary driver 68.8
Poverty Rate 66
Income vs. State Median 68
Child Poverty Rate 72
Debt & Delinquency 57.1
Debt in Collections 62
Medical Debt 7
Student Loan Delinquency 68
Auto Loan Delinquency 69
Credit Card Delinquency 58
Bankruptcy Filing Rate 78
Employment & Wages 53.9
Unemployment Rate 95
Wage-to-Rent Ratio 5
Business Formation Rate 61
Housing Cost Burden 44.9
Rent-Burdened (30%+) 38
Severely Rent-Burdened (50%+) 41
Mortgage-Burdened (30%+) 25
Homeownership Rate 71
Rent-to-Income Ratio 49
Community Vulnerability 23.0
Uninsured Rate 9
Disability Rate 37

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Macon County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Macon County
Macon County, IL 49.5 Normal
Logan County, IL 47.0 Normal -2.5
Christian County, IL 45.4 Normal -4.1
Sangamon County, IL 37.4 Normal -12.1
Shelby County, IL 35.7 Normal -13.9
Moultrie County, IL 35.6 Normal -13.9
De Witt County, IL 31.7 Healthy -17.8
Piatt County, IL 28.5 Healthy -21.0

Population Peers

County Score Zone vs. Macon County
Ionia County, MI 49.5 Normal -0.0
Mason County, WA 49.5 Normal +0.0
Shiawassee County, MI 49.6 Normal +0.1
Polk County, OR 49.4 Normal -0.1
Yolo County, CA 49.6 Normal +0.1

Download Data

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Find Help in Macon County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Macon County.

COMMUNITY INVESTMENT CORPORATION OF DECATUR, INC
Decatur
Foreclosure PreventionFinancial CounselingPre-PurchaseHomebuyer Education

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Macon County residents at no cost.

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

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