Henry County, Illinois

County Distress Index: Normal · 35.4 | 48,448 people · 85th most distressed in Illinois
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Henry County, IL falls within the normal range for household financial distress at 35.4 — 2632nd nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Illinois, it ranks 85th of 102 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Henry County's primary driver is Employment & Wages at 82.5 — worse than roughly 83% of U.S. counties.

Employment & Wages Primary driver 82.5
Unemployment Rate 91
Wage-to-Rent Ratio 65
Business Formation Rate 91
Housing Cost Burden 30.3
Rent-Burdened (30%+) 34
Severely Rent-Burdened (50%+) 31
Mortgage-Burdened (30%+) 43
Homeownership Rate 17
Rent-to-Income Ratio 26
Debt & Delinquency 23.3
Debt in Collections 24
Medical Debt 7
Student Loan Delinquency 25
Auto Loan Delinquency 14
Credit Card Delinquency 28
Bankruptcy Filing Rate 42
Income & Poverty 22.1
Poverty Rate 17
Income vs. State Median 27
Child Poverty Rate 23
Community Vulnerability 19.1
Uninsured Rate 9
Disability Rate 29

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Henry County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Henry County
Henry County, IL 35.4 Normal —
Knox County, IL 57.6 Elevated +22.2
Rock Island County, IL 54.2 Elevated +18.8
Stark County, IL 46.9 Normal +11.5
Whiteside County, IL 44.3 Normal +8.8
Bureau County, IL 42.6 Normal +7.2
Mercer County, IL 35.3 Normal -0.2

Population Peers

County Score Zone vs. Henry County
Lincoln County, WI 35.4 Normal -0.0
Converse County, WY 35.5 Normal +0.0
Nantucket County, MA 35.4 Normal -0.0
Wells County, IN 35.5 Normal +0.1
Harris County, GA 35.5 Normal +0.1

Download Data

Export all distress indicators for Henry County as a CSV file.

Find Help in Henry County

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Illinois State Bar Association Lawyer Referral Service 1-800-922-8757

Free Legal Aid

Legal aid organizations serving Henry County residents at no cost.

Illinois Legal Aid Online (ILAO)
Legal Aid Chicago (formerly LAF) 312-341-1070
Land of Lincoln Legal Aid 217-525-7151
Prairie State Legal Services 1-800-531-7057
Illinois State Bar Association Lawyer Referral 1-800-922-8757

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Henry County, Illinois?

    Henry County has a County Distress Index score of 35.4 out of 100, placing it in the Normal zone. It ranks 2,632nd nationally out of 3,144 counties and 85th in Illinois out of 102 counties.

  • What drives financial distress in Henry County?

    The primary driver of distress in Henry County is Employment & Wages, where the county scores 82.5 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Henry County compare to neighboring counties?

    Henry County (35.4) can be compared to its 6 neighboring counties: Knox County, IL (57.6); Rock Island County, IL (54.2); Stark County, IL (46.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Henry County?

    Henry County, Illinois has a population of approximately 48,448 (2023 Census estimate), classified as a small county.