Ford County, Illinois

County Distress Index: Normal · 37.0 | 13,250 people · 77th most distressed in Illinois

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Ford County, IL falls within the normal range for household financial distress at 37.0 — 2539th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Illinois, it ranks 77th of 102 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Ford County's primary driver is Employment & Wages at 51.4 — above the national median.

Employment & Wages Primary driver 51.4
Unemployment Rate 78
Wage-to-Rent Ratio 7
Business Formation Rate 69
Housing Cost Burden 37.8
Rent-Burdened (30%+) 45
Severely Rent-Burdened (50%+) 63
Mortgage-Burdened (30%+) 24
Homeownership Rate 52
Rent-to-Income Ratio 5
Debt & Delinquency 32.2
Debt in Collections 27
Medical Debt 7
Student Loan Delinquency 72
Auto Loan Delinquency 31
Credit Card Delinquency 29
Bankruptcy Filing Rate 27
Community Vulnerability 31.8
Uninsured Rate 25
Disability Rate 39
Income & Poverty 31.6
Poverty Rate 29
Income vs. State Median 32
Child Poverty Rate 34

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Ford County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Ford County
Ford County, IL 37.0 Normal
Vermilion County, IL 58.1 Elevated +21.1
Kankakee County, IL 55.2 Elevated +18.3
Champaign County, IL 44.4 Normal +7.4
Iroquois County, IL 42.6 Normal +5.6
Livingston County, IL 35.7 Normal -1.2
McLean County, IL 34.8 Healthy -2.2

Population Peers

County Score Zone vs. Ford County
Isle of Wight County, VA 36.9 Normal -0.1
Uinta County, WY 37.0 Normal +0.1
Millard County, UT 36.9 Normal -0.1
Lincoln County, WA 36.8 Normal -0.1
Dodge County, NE 36.8 Normal -0.1

Download Data

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Find Help in Ford County

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Ford County residents at no cost.

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

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