Edgar County, Illinois

County Distress Index: Normal · 44.6 | 16,334 people · 51st most distressed in Illinois
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Edgar County, IL falls within the normal range for household financial distress at 44.6 — 2025th nationally out of 3144 counties. The primary driver is Income & Poverty, where income and poverty levels indicate moderate economic strain. Within Illinois, it ranks 51st of 102 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Edgar County's primary driver is Income & Poverty at 58.1 — above the national median.

Income & Poverty Primary driver 58.1
Poverty Rate 50
Income vs. State Median 74
Child Poverty Rate 50
Employment & Wages 53.6
Unemployment Rate 83
Wage-to-Rent Ratio 8
Business Formation Rate 69
Debt & Delinquency 45.2
Debt in Collections 57
Medical Debt 7
Student Loan Delinquency 49
Auto Loan Delinquency 37
Credit Card Delinquency 62
Bankruptcy Filing Rate 59
Community Vulnerability 42.3
Uninsured Rate 13
Disability Rate 71
Housing Cost Burden 23.8
Rent-Burdened (30%+) 23
Severely Rent-Burdened (50%+) 7
Mortgage-Burdened (30%+) 7
Homeownership Rate 58
Rent-to-Income Ratio 24

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Edgar County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Edgar County
Edgar County, IL 44.6 Normal —
Vigo County, IN 64.2 Elevated +19.6
Vermilion County, IL 58.1 Elevated +13.5
Coles County, IL 55.1 Elevated +10.5
Vermillion County, IN 50.9 Elevated +6.3
Champaign County, IL 44.4 Normal -0.2
Clark County, IL 42.1 Normal -2.5
Douglas County, IL 35.7 Normal -8.9

Population Peers

County Score Zone vs. Edgar County
Benzie County, MI 44.6 Normal +0.0
Stevens County, WA 44.6 Normal -0.0
Price County, WI 44.7 Normal +0.0
Macoupin County, IL 44.7 Normal +0.1
Stewart County, TN 44.7 Normal +0.1

Download Data

Export all distress indicators for Edgar County as a CSV file.

Find Help in Edgar County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Edgar County.

ERBA EDGAR COUNTY OUTREACH OFFICE
Paris
217-331-7031-229 Website
Foreclosure PreventionFinancial CounselingFinancial CounselingHome Improvement/Rehab

See all counselors in Illinois →

Find an Attorney

Illinois State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Illinois State Bar Association Lawyer Referral Service 1-800-922-8757

Free Legal Aid

Legal aid organizations serving Edgar County residents at no cost.

Illinois Legal Aid Online (ILAO)
Legal Aid Chicago (formerly LAF) 312-341-1070
Land of Lincoln Legal Aid 217-525-7151
Prairie State Legal Services 1-800-531-7057
Illinois State Bar Association Lawyer Referral 1-800-922-8757

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Illinois →

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Frequently Asked Questions

  • What is the distress score for Edgar County, Illinois?

    Edgar County has a County Distress Index score of 44.6 out of 100, placing it in the Normal zone. It ranks 2,025th nationally out of 3,144 counties and 51st in Illinois out of 102 counties.

  • What drives financial distress in Edgar County?

    The primary driver of distress in Edgar County is Income & Poverty, where the county scores 58.1 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Edgar County compare to neighboring counties?

    Edgar County (44.6) can be compared to its 7 neighboring counties: Vigo County, IN (64.2); Vermilion County, IL (58.1); Coles County, IL (55.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Edgar County?

    Edgar County, Illinois has a population of approximately 16,334 (2023 Census estimate), classified as a small county.