50.8 / 100
Elevated
1,532nd of 3,144 counties nationally
28th of 102 counties in Illinois

Cook County, IL registers elevated household financial distress with a score of 50.8 — 1532nd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Illinois, it ranks 28th of 102 counties. Among its 8 neighboring counties, 7 show less distress.

Five-Domain Breakdown

How Cook County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Housing Cost Burden

Primary Driver
86.8
Rent-Burdened (30%+)
80
Severely Rent-Burdened (50%+)
82
Mortgage-Burdened (30%+)
90
Homeownership Rate
95
Rent-to-Income Ratio
87

Debt & Delinquency

53.5
Debt in Collections
42
Medical Debt
7
Student Loan Delinquency
51
Auto Loan Delinquency
75
Credit Card Delinquency
56
Bankruptcy Filing Rate
90

Employment & Wages

42.7
Unemployment Rate
74
Wage-to-Rent Ratio
47
Business Formation Rate
7

Income & Poverty

36.4
Poverty Rate
47
Income vs. State Median
15
Child Poverty Rate
47

Community Vulnerability

34.4
Uninsured Rate
58
Disability Rate
11

How Cook County Compares

Neighboring Counties

County Score Zone Difference
Cook County, IL 50.8 Elevated
Lake County, IN 54.4 Elevated +3.6
Berrien County, MI 50.1 Elevated -0.7
Kane County, IL 42.3 Normal -8.4
Porter County, IN 36.6 Normal -14.1
Will County, IL 36.4 Normal -14.4

Population Peers

Counties with similar population (metro) and closest distress scores nationally.

County Score Zone Difference
Maricopa County, AZ 50.1 Elevated -0.7
Franklin County, OH 51.8 Elevated +1.0
Sacramento County, CA 49.6 Normal -1.2
Fulton County, GA 49.5 Normal -1.3
Queens County, NY 53.3 Elevated +2.6

Download Data

Export all distress indicators for Cook County as a CSV file.

Resources

Cook County scores in the Elevated zone. If you or someone you know is experiencing financial hardship, free help is available.

Frequently Asked Questions

What is the distress score for Cook County, Illinois?

Cook County has a County Distress Index score of 50.8 out of 100, placing it in the Elevated zone. It ranks 1,532nd nationally out of 3,144 counties and 28th in Illinois out of 102 counties.

What drives financial distress in Cook County?

The primary driver of distress in Cook County is Housing Cost Burden, where the county scores 86.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

How does Cook County compare to neighboring counties?

Cook County (50.8) can be compared to its 5 neighboring counties: Lake County, IN (54.4); Berrien County, MI (50.1); Kane County, IL (42.3).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Cook County?

Cook County, Illinois has a population of approximately 5,087,072 (2023 Census estimate), classified as a metro county.

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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.