Adams County, Illinois

County Distress Index: Normal · 47.5 | 64,441 people · 35th most distressed in Illinois

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Adams County, IL falls within the normal range for household financial distress at 47.5 — 1791st nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Illinois, it ranks 35th of 102 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Adams County's primary driver is Employment & Wages at 60.0 — above the national median.

Employment & Wages Primary driver 60.0
Unemployment Rate 58
Wage-to-Rent Ratio 34
Business Formation Rate 88
Housing Cost Burden 50.1
Rent-Burdened (30%+) 52
Severely Rent-Burdened (50%+) 65
Mortgage-Burdened (30%+) 33
Homeownership Rate 60
Rent-to-Income Ratio 41
Debt & Delinquency 43.8
Debt in Collections 44
Medical Debt 7
Student Loan Delinquency 55
Auto Loan Delinquency 62
Credit Card Delinquency 60
Bankruptcy Filing Rate 35
Income & Poverty 43.3
Poverty Rate 39
Income vs. State Median 60
Child Poverty Rate 31
Community Vulnerability 40.4
Uninsured Rate 15
Disability Rate 66

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Adams County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Adams County
Adams County, IL 47.5 Normal
Pike County, IL 52.4 Elevated +4.8
Lewis County, MO 47.6 Normal +0.1
Schuyler County, IL 45.6 Normal -1.9
Hancock County, IL 43.8 Normal -3.7
Marion County, MO 41.7 Normal -5.8
Brown County, IL 37.1 Normal -10.4

Population Peers

County Score Zone vs. Adams County
Ashland County, OH 47.5 Normal +0.0
Cascade County, MT 47.5 Normal -0.0
Tippecanoe County, IN 47.6 Normal +0.1
Tompkins County, NY 47.6 Normal +0.1
Hardin County, KY 47.6 Normal +0.1

Download Data

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Find Help in Adams County

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Free Legal Aid

Legal aid organizations serving Adams County residents at no cost.

Self-Help Resources

Illinois Legal Aid Online — Foreclosure Comprehensive self-help guides for Illinois foreclosure
IHDA Homeowner Resources Assistance programs and housing counselor referrals

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