Clearwater County, Idaho

County Distress Index: Elevated · 56.4 | 9,214 people · 4th most distressed in Idaho

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Clearwater County, ID registers elevated household financial distress with a score of 56.4 — 1117th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Idaho, it ranks 4th of 44 counties. Among its 7 neighboring counties, 6 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Clearwater County's primary driver is Community Vulnerability at 85.8 — worse than roughly 86% of U.S. counties.

Community Vulnerability Primary driver 85.8
Uninsured Rate 78
Disability Rate 93
Employment & Wages 68.1
Unemployment Rate 89
Wage-to-Rent Ratio 55
Business Formation Rate 60
Income & Poverty 64.8
Poverty Rate 58
Income vs. State Median 80
Child Poverty Rate 57
Housing Cost Burden 38.8
Rent-Burdened (30%+) 56
Severely Rent-Burdened (50%+) 51
Mortgage-Burdened (30%+) 17
Homeownership Rate 12
Rent-to-Income Ratio 58
Debt & Delinquency 24.4
Debt in Collections 36
Medical Debt 19
Student Loan Delinquency 24
Auto Loan Delinquency 5
Credit Card Delinquency 6
Bankruptcy Filing Rate 57

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Clearwater County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Clearwater County
Clearwater County, ID 56.4 Elevated
Shoshone County, ID 64.9 Elevated +8.5
Mineral County, MT 54.5 Elevated -1.9
Lewis County, ID 53.4 Elevated -3.0
Idaho County, ID 48.1 Normal -8.3
Nez Perce County, ID 45.5 Normal -10.9
Latah County, ID 40.9 Normal -15.5
Missoula County, MT 40.1 Normal -16.2

Population Peers

County Score Zone vs. Clearwater County
Harney County, OR 56.4 Elevated +0.0
Cimarron County, OK 56.3 Elevated -0.1
Nome Census Area, AK 56.3 Elevated -0.1
West Carroll Parish, LA 56.5 Elevated +0.1
Throckmorton County, TX 56.2 Elevated -0.1

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