Adams County, Idaho

County Distress Index: Normal · 44.8 | 4,903 people · 21st most distressed in Idaho
American Default Research

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Adams County, ID falls within the normal range for household financial distress at 44.8 — 2005th nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within Idaho, it ranks 21st of 44 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Adams County's primary driver is Community Vulnerability at 62.3 — above the national median.

Community Vulnerability Primary driver 62.3
Uninsured Rate 77
Disability Rate 48
Income & Poverty 58.4
Poverty Rate 39
Income vs. State Median 76
Child Poverty Rate 60
Employment & Wages 41.7
Unemployment Rate 95
Wage-to-Rent Ratio 11
Business Formation Rate 20
Housing Cost Burden 37.0
Rent-Burdened (30%+) 21
Severely Rent-Burdened (50%+) 46
Mortgage-Burdened (30%+) 77
Homeownership Rate 7
Rent-to-Income Ratio 34
Debt & Delinquency 24.7
Debt in Collections 9
Medical Debt 45
Student Loan Delinquency 24
Auto Loan Delinquency 60
Credit Card Delinquency 5
Bankruptcy Filing Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Adams County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Adams County
Adams County, ID 44.8 Normal —
Washington County, ID 57.6 Elevated +12.7
Baker County, OR 55.2 Elevated +10.3
Idaho County, ID 48.1 Normal +3.3
Wallowa County, OR 48.0 Normal +3.2
Gem County, ID 45.1 Normal +0.3
Valley County, ID 27.2 Healthy -17.6

Population Peers

County Score Zone vs. Adams County
Kalawao County, HI 44.8 Normal 0.0
Alger County, MI 44.8 Normal -0.0
Charles Mix County, SD 44.9 Normal +0.0
Southeast Fairbanks Census Area, AK 44.8 Normal -0.1
Clay County, KS 44.8 Normal -0.1

Download Data

Export all distress indicators for Adams County as a CSV file.

Find Help in Adams County

Find an Attorney

Idaho State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Idaho State Bar Lawyer Referral Service 208-334-4500

Free Legal Aid

Legal aid organizations serving Adams County residents at no cost.

Idaho Legal Aid Services, Inc. 208-336-8980
Idaho Volunteer Lawyers Program 208-334-4500

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Frequently Asked Questions

  • What is the distress score for Adams County, Idaho?

    Adams County has a County Distress Index score of 44.8 out of 100, placing it in the Normal zone. It ranks 2,005th nationally out of 3,144 counties and 21st in Idaho out of 44 counties.

  • What drives financial distress in Adams County?

    The primary driver of distress in Adams County is Community Vulnerability, where the county scores 62.3 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Adams County compare to neighboring counties?

    Adams County (44.8) can be compared to its 6 neighboring counties: Washington County, ID (57.6); Baker County, OR (55.2); Idaho County, ID (48.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Adams County?

    Adams County, Idaho has a population of approximately 4,903 (2023 Census estimate), classified as a tiny county.