37.9 / 100
Normal
2,489th of 3,144 counties nationally
4th of 5 counties in Hawaii

Honolulu County, HI falls within the normal range for household financial distress at 37.9 — 2489th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Hawaii, it ranks 4th of 5 counties. Its strongest area is Community Vulnerability, where health coverage and disability rates are better than the national average.

Five-Domain Breakdown

How Honolulu County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Housing Cost Burden

Primary Driver
95.1
Rent-Burdened (30%+)
98
Severely Rent-Burdened (50%+)
93
Mortgage-Burdened (30%+)
94
Homeownership Rate
93
Rent-to-Income Ratio
97

Employment & Wages

45.3
Unemployment Rate
2
Wage-to-Rent Ratio
99
Business Formation Rate
35

Debt & Delinquency

23.5
Debt in Collections
16
Medical Debt
24
Student Loan Delinquency
31
Auto Loan Delinquency
25
Credit Card Delinquency
15
Bankruptcy Filing Rate
30

Income & Poverty

14.4
Poverty Rate
13
Income vs. State Median
19
Child Poverty Rate
11

Community Vulnerability

10.9
Uninsured Rate
4
Disability Rate
18

How Honolulu County Compares

Population Peers

Counties with similar population (large) and closest distress scores nationally.

County Score Zone Difference
Cherokee County, GA 37.8 Normal -0.1
Kent County, MI 37.7 Normal -0.1
Hillsborough County, NH 38.1 Normal +0.3
Chesterfield County, VA 38.1 Normal +0.3
Clay County, MO 38.1 Normal +0.3

Download Data

Export all distress indicators for Honolulu County as a CSV file.

Frequently Asked Questions

What is the distress score for Honolulu County, Hawaii?

Honolulu County has a County Distress Index score of 37.9 out of 100, placing it in the Normal zone. It ranks 2,489th nationally out of 3,144 counties and 4th in Hawaii out of 5 counties.

What drives financial distress in Honolulu County?

The primary driver of distress in Honolulu County is Housing Cost Burden, where the county scores 95.1 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

How does Honolulu County compare to neighboring counties?

Neighbor comparison data is not available for Honolulu County.

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Honolulu County?

Honolulu County, Hawaii has a population of approximately 989,408 (2023 Census estimate), classified as a large county.

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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.