Hawaii Snapshot

5 Counties Scored
24.1 Mean Score
20.7 Median Score
43 Hawaii County Most Distressed
12 Kalawao County Least Distressed
1 moderate-low county distress2 low county distress2 very low county distress
Score Label Distribution

Hawaii County Map

Hawaii County is the most distressed of Hawaii's 5 counties

County Distress Index score for Hawaii's 5 counties, from green (least distressed, 0–29) to red (most distressed, 80–100). Data from 2024 to Aug 2026.

Loading the county map…

Least distressed 0–2930–4950–6970–7980–100 Most distressed

County Distress Index score · data from 2024 to Aug 2026

Source: American Default Research, County Distress Index American Default Research · americandefault.org/counties/hawaii/

Point to or tap a county for its rank and score. Click it, or tap it twice, to open its page.

Most & Least Distressed

Most Distressed

43 moderate-low county distress
Debt Burden (housing basis)
26 low county distress
Debt Burden (housing basis)
20 low county distress
Debt Burden (housing basis)

Least Distressed

12 very low county distress
Debt Burden (housing basis)
16 very low county distress
Debt Burden (housing basis)
20 low county distress
Debt Burden (housing basis)

Score Distribution

How Hawaii's 5 county scores are distributed across the 0–100 scale.

All Hawaii Counties

5 counties ranked by distress score. Click column headers to sort.

State Rank Nat'l Rank County Score Score Label Primary Driver
1 — Hawaii County 43 moderate-low county distress Debt Burden (housing basis)
2 — Maui County 26 low county distress Debt Burden (housing basis)
3 — Honolulu County 20 low county distress Debt Burden (housing basis)
4 — Kauai County 16 very low county distress Debt Burden (housing basis)
5 — Kalawao County 12 very low county distress Debt Burden (housing basis)

How County Scores Work

Each county is scored 0–100 using five equal-weighted domains. Each domain averages its member indicators' county ranks, the domains are averaged, and that average is ranked against every U.S. county. So a county's score is the share of U.S. counties it is more distressed than. National ranks are shown only for the 100 most and 100 least distressed counties, because ranks in between move between updates. Counties with identical composite scores share a rank, marked T- for tied.

extreme county distress — 0 Hawaii counties
very high county distress — 0 Hawaii counties
high county distress — 0 Hawaii counties
moderate-high county distress — 0 Hawaii counties
moderate county distress — 0 Hawaii counties
moderate-low county distress — 1 Hawaii county
low-moderate county distress — 0 Hawaii counties
low county distress — 2 Hawaii counties
very low county distress — 2 Hawaii counties
exceptionally low county distress — 0 Hawaii counties

Urban Institute data: Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it.

Sources and method

We write with assistance from AI tools. Figures come from the data and sources named on this page.