Park County, Colorado

County Distress Index: Healthy · 31.3 | 18,117 people · 57th most distressed in Colorado
American Default Research

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Park County, CO ranks among the least distressed counties in the country at 31.3 — 2842nd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Colorado, it ranks 57th of 64 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Park County's primary driver is Housing Cost Burden at 54.2 — above the national median.

Housing Cost Burden Primary driver 54.2
Rent-Burdened (30%+) 34
Severely Rent-Burdened (50%+) 62
Mortgage-Burdened (30%+) 95
Homeownership Rate 5
Rent-to-Income Ratio 75
Employment & Wages 48.4
Unemployment Rate 45
Wage-to-Rent Ratio 95
Business Formation Rate 5
Community Vulnerability 24.3
Uninsured Rate 40
Disability Rate 8
Debt & Delinquency 20.1
Debt in Collections 13
Medical Debt 7
Student Loan Delinquency 23
Auto Loan Delinquency 30
Credit Card Delinquency 18
Bankruptcy Filing Rate 30
Income & Poverty 9.4
Poverty Rate 8
Income vs. State Median 6
Child Poverty Rate 15

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Park County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Park County
Park County, CO 31.3 Healthy —
Fremont County, CO 57.8 Elevated +26.5
Lake County, CO 40.3 Normal +9.1
Teller County, CO 37.3 Normal +6.1
Chaffee County, CO 36.0 Normal +4.8
Clear Creek County, CO 33.7 Healthy +2.5
Jefferson County, CO 33.3 Healthy +2.1
Summit County, CO 31.0 Healthy -0.2

Population Peers

County Score Zone vs. Park County
Gibson County, IN 31.2 Healthy -0.0
Colfax County, NE 31.4 Healthy +0.1
Montour County, PA 31.4 Healthy +0.1
Franklin County, ID 31.4 Healthy +0.2
Whitley County, IN 31.5 Healthy +0.2

Download Data

Export all distress indicators for Park County as a CSV file.

Find Help in Park County

Find an Attorney

Colorado Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Colorado Bar Association — Lawyer Referral Service 303-831-8000

Free Legal Aid

Legal aid organizations serving Park County residents at no cost.

Colorado Legal Services 303-837-1313 (Denver); 1-866-529-6257 (statewide)
Colorado Volunteer Lawyer Resource (CVLR) 303-722-0300
Colorado Bar Association — Lawyer Referral Service 303-831-8000 (Denver); 1-800-332-6736 (statewide)

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Park County, Colorado?

    Park County has a County Distress Index score of 31.3 out of 100, placing it in the Healthy zone. It ranks 2,842nd nationally out of 3,144 counties and 57th in Colorado out of 64 counties.

  • What drives financial distress in Park County?

    The primary driver of distress in Park County is Housing Cost Burden, where the county scores 54.2 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Park County compare to neighboring counties?

    Park County (31.3) can be compared to its 7 neighboring counties: Fremont County, CO (57.8); Lake County, CO (40.3); Teller County, CO (37.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Park County?

    Park County, Colorado has a population of approximately 18,117 (2023 Census estimate), classified as a small county.