Solano County, California

County Distress Index: Elevated · 50.7 | 449,218 people · 36th most distressed in California
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Solano County, CA registers elevated household financial distress with a score of 50.7 — 1541st nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within California, it ranks 36th of 58 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Solano County's primary driver is Housing Cost Burden at 92.8 — worse than roughly 93% of U.S. counties.

Housing Cost Burden Primary driver 92.8
Rent-Burdened (30%+) 98
Severely Rent-Burdened (50%+) 94
Mortgage-Burdened (30%+) 98
Homeownership Rate 88
Rent-to-Income Ratio 87
Employment & Wages 76.6
Unemployment Rate 85
Wage-to-Rent Ratio 93
Business Formation Rate 52
Debt & Delinquency 45.5
Debt in Collections 37
Medical Debt 7
Student Loan Delinquency 55
Auto Loan Delinquency 53
Credit Card Delinquency 58
Bankruptcy Filing Rate 63
Community Vulnerability 19.7
Uninsured Rate 16
Disability Rate 23
Income & Poverty 18.8
Poverty Rate 23
Income vs. State Median 15
Child Poverty Rate 18

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Solano County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Solano County
Solano County, CA 50.7 Elevated —
Yolo County, CA 49.6 Normal -1.1
Sacramento County, CA 49.6 Normal -1.1
Napa County, CA 43.7 Normal -7.0
Sonoma County, CA 42.7 Normal -7.9
Contra Costa County, CA 41.1 Normal -9.5
Marin County, CA 34.2 Healthy -16.4

Population Peers

County Score Zone vs. Solano County
Berkeley County, SC 50.5 Elevated -0.2
Greene County, MO 51.0 Elevated +0.3
Seminole County, FL 51.1 Elevated +0.4
Canyon County, ID 51.1 Elevated +0.5
Buncombe County, NC 51.1 Elevated +0.5

Download Data

Export all distress indicators for Solano County as a CSV file.

Find Help in Solano County

Find an Attorney

State Bar of California — Find a Lawyer offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of California — Find a Lawyer 1-866-442-2529

Free Legal Aid

Legal aid organizations serving Solano County residents at no cost.

Legal Aid Foundation of Los Angeles (LAFLA) 1-800-399-4529
Neighborhood Legal Services of Los Angeles County (NLSLA) 1-800-433-6251
Bay Area Legal Aid 1-800-551-5554
Legal Services of Northern California 1-800-822-9687
California Rural Legal Assistance (CRLA) 1-800-337-0690
Inland Counties Legal Services (ICLS) 1-888-245-4257
Legal Aid Society of San Diego 1-877-534-2524
Community Legal Aid SoCal 1-800-834-5001
California Indian Legal Services, Inc. (760) 746-8941
Central California Legal Services (800) 675-8001
Greater Bakersfield Legal Assistance, Inc. (661) 325-5943

Self-Help Resources

California Courts Self-Help — Foreclosure and Mortgage Help Official California courts self-help resource with information on foreclosure procedures, homeowner rights, tenant protections in foreclosure, and links to free legal help.
LawHelpCA — Foreclosure Prevention Statewide legal aid directory connecting Californians with free legal information and local legal aid providers for foreclosure prevention, including links to self-help guides and intake forms.
California Attorney General — Homeowner Bill of Rights Official AG page explaining HBOR protections, including fact sheets on dual-tracking prohibition, single point of contact, and how to file a complaint about servicer violations.
DFPI Mortgage Relief Resources DFPI consumer resources for housing and mortgage issues, including information on PACE financing, foreclosure scam alerts, and how to file complaints against licensees.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in California →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Solano County, California?

    Solano County has a County Distress Index score of 50.7 out of 100, placing it in the Elevated zone. It ranks 1,541st nationally out of 3,144 counties and 36th in California out of 58 counties.

  • What drives financial distress in Solano County?

    The primary driver of distress in Solano County is Housing Cost Burden, where the county scores 92.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Solano County compare to neighboring counties?

    Solano County (50.7) can be compared to its 6 neighboring counties: Yolo County, CA (49.6); Sacramento County, CA (49.6); Napa County, CA (43.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Solano County?

    Solano County, California has a population of approximately 449,218 (2023 Census estimate), classified as a large county.