49.6 / 100
Normal
1,624th of 3,144 counties nationally
39th of 58 counties in California

Sacramento County, CA falls within the normal range for household financial distress at 49.6 — 1624th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within California, it ranks 39th of 58 counties. Among its 8 neighboring counties, 5 show more distress.

Five-Domain Breakdown

How Sacramento County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Housing Cost Burden

Primary Driver
94.8
Rent-Burdened (30%+)
97
Severely Rent-Burdened (50%+)
92
Mortgage-Burdened (30%+)
96
Homeownership Rate
94
Rent-to-Income Ratio
95

Employment & Wages

58.4
Unemployment Rate
80
Wage-to-Rent Ratio
90
Business Formation Rate
5

Debt & Delinquency

43.3
Debt in Collections
34
Medical Debt
7
Student Loan Delinquency
50
Auto Loan Delinquency
51
Credit Card Delinquency
51
Bankruptcy Filing Rate
67

Income & Poverty

30.7
Poverty Rate
37
Income vs. State Median
27
Child Poverty Rate
28

Community Vulnerability

20.5
Uninsured Rate
19
Disability Rate
22

How Sacramento County Compares

Neighboring Counties

County Score Zone Difference
Sacramento County, CA 49.6 Normal
Sutter County, CA 61.2 Elevated +11.6
San Joaquin County, CA 55.9 Elevated +6.3
Amador County, CA 50.9 Elevated +1.4
Solano County, CA 50.7 Elevated +1.1
Yolo County, CA 49.6 Normal +0.0

Population Peers

Counties with similar population (metro) and closest distress scores nationally.

County Score Zone Difference
Fulton County, GA 49.5 Normal -0.1
Maricopa County, AZ 50.1 Elevated +0.5
Cook County, IL 50.8 Elevated +1.2
Franklin County, OH 51.8 Elevated +2.2
San Diego County, CA 46.3 Normal -3.2

Download Data

Export all distress indicators for Sacramento County as a CSV file.

Frequently Asked Questions

What is the distress score for Sacramento County, California?

Sacramento County has a County Distress Index score of 49.6 out of 100, placing it in the Normal zone. It ranks 1,624th nationally out of 3,144 counties and 39th in California out of 58 counties.

What drives financial distress in Sacramento County?

The primary driver of distress in Sacramento County is Housing Cost Burden, where the county scores 94.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

How does Sacramento County compare to neighboring counties?

Sacramento County (49.6) can be compared to its 5 neighboring counties: Sutter County, CA (61.2); San Joaquin County, CA (55.9); Amador County, CA (50.9).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Sacramento County?

Sacramento County, California has a population of approximately 1,584,288 (2023 Census estimate), classified as a metro county.

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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.