Saline County, Arkansas

County Distress Index: Normal · 36.8 | 129,574 people · 74th most distressed in Arkansas
American Default Research

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Saline County, AR falls within the normal range for household financial distress at 36.8 — 2547th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Arkansas, it ranks 74th of 75 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Saline County's primary driver is Employment & Wages at 50.6 — above the national median.

Employment & Wages Primary driver 50.6
Unemployment Rate 38
Wage-to-Rent Ratio 76
Business Formation Rate 38
Debt & Delinquency 48.4
Debt in Collections 51
Medical Debt 53
Student Loan Delinquency 1
Auto Loan Delinquency 36
Credit Card Delinquency 55
Bankruptcy Filing Rate 93
Community Vulnerability 38.5
Uninsured Rate 29
Disability Rate 48
Housing Cost Burden 34.2
Rent-Burdened (30%+) 34
Severely Rent-Burdened (50%+) 36
Mortgage-Burdened (30%+) 45
Homeownership Rate 39
Rent-to-Income Ratio 17
Income & Poverty 12.5
Poverty Rate 15
Income vs. State Median 3
Child Poverty Rate 20

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Saline County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Saline County
Saline County, AR 36.8 Normal —
Garland County, AR 67.7 Serious +30.8
Perry County, AR 56.7 Elevated +19.9
Hot Spring County, AR 55.8 Elevated +18.9
Pulaski County, AR 55.2 Elevated +18.4
Grant County, AR 40.9 Normal +4.1

Population Peers

County Score Zone vs. Saline County
Lincoln County, NC 36.9 Normal +0.1
Otter Tail County, MN 36.7 Normal -0.1
Bartholomew County, IN 37.0 Normal +0.2
Porter County, IN 36.6 Normal -0.2
La Crosse County, WI 36.6 Normal -0.2

Download Data

Export all distress indicators for Saline County as a CSV file.

Find Help in Saline County

Find an Attorney

Arkansas Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Arkansas Bar Association Lawyer Referral 1-800-609-5668

Free Legal Aid

Legal aid organizations serving Saline County residents at no cost.

Legal Aid of Arkansas 1-800-950-5817
Center for Arkansas Legal Services 1-800-950-5817

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Frequently Asked Questions

  • What is the distress score for Saline County, Arkansas?

    Saline County has a County Distress Index score of 36.8 out of 100, placing it in the Normal zone. It ranks 2,547th nationally out of 3,144 counties and 74th in Arkansas out of 75 counties.

  • What drives financial distress in Saline County?

    The primary driver of distress in Saline County is Employment & Wages, where the county scores 50.6 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Saline County compare to neighboring counties?

    Saline County (36.8) can be compared to its 5 neighboring counties: Garland County, AR (67.7); Perry County, AR (56.7); Hot Spring County, AR (55.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Saline County?

    Saline County, Arkansas has a population of approximately 129,574 (2023 Census estimate), classified as a mid county.