Yuma County, Arizona

County Distress Index: Elevated · 64.0 | 213,221 people · 7th most distressed in Arizona
American Default Research

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Yuma County, AZ registers elevated household financial distress with a score of 64.0 — 557th nationally out of 3144 counties. The primary driver is Employment & Wages, where unemployment is elevated, wages are low relative to housing costs, and business formation lags. Within Arizona, it ranks 7th of 15 counties. Its score is in the middle of its 4 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Yuma County's primary driver is Employment & Wages at 78.0 — worse than roughly 78% of U.S. counties.

Employment & Wages Primary driver 78.0
Unemployment Rate 100
Wage-to-Rent Ratio 82
Business Formation Rate 52
Housing Cost Burden 68.7
Rent-Burdened (30%+) 70
Severely Rent-Burdened (50%+) 55
Mortgage-Burdened (30%+) 58
Homeownership Rate 71
Rent-to-Income Ratio 89
Income & Poverty 63.5
Poverty Rate 67
Income vs. State Median 50
Child Poverty Rate 73
Community Vulnerability 57.0
Uninsured Rate 87
Disability Rate 27
Debt & Delinquency 52.8
Debt in Collections 51
Medical Debt 25
Student Loan Delinquency 77
Auto Loan Delinquency 43
Credit Card Delinquency 63
Bankruptcy Filing Rate 57

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Yuma County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Yuma County
Yuma County, AZ 64.0 Elevated —
Imperial County, CA 70.9 Serious +6.8
La Paz County, AZ 67.2 Serious +3.2
Pima County, AZ 56.3 Elevated -7.7
Maricopa County, AZ 50.1 Elevated -13.9

Population Peers

County Score Zone vs. Yuma County
Jackson County, IL 63.9 Elevated -0.1
Wayne County, IN 63.9 Elevated -0.1
Vigo County, IN 64.2 Elevated +0.2
Ouachita Parish, LA 64.2 Elevated +0.2
Humboldt County, CA 64.2 Elevated +0.2

Download Data

Export all distress indicators for Yuma County as a CSV file.

Find Help in Yuma County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Yuma County.

WESTERN ARIZONA COUNCIL OF GOVERNMENTS (WACOG)
Yuma
928-782-1886
Foreclosure PreventionFinancial CounselingFinancial CounselingPost-Purchase

See all counselors in Arizona →

Find an Attorney

State Bar of Arizona — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Arizona — Lawyer Referral Service 602-252-4804

Free Legal Aid

Legal aid organizations serving Yuma County residents at no cost.

Community Legal Services (CLS) — Central and Northern Arizona 602-258-3434
Southern Arizona Legal Aid (SALA) 520-623-9465
DNA People's Legal Services 928-871-4151
Three Rivers Legal Services 602-258-3434
Community Legal Services, Inc. (800) 852-9075

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Arizona →

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Frequently Asked Questions

  • What is the distress score for Yuma County, Arizona?

    Yuma County has a County Distress Index score of 64.0 out of 100, placing it in the Elevated zone. It ranks 557th nationally out of 3,144 counties and 7th in Arizona out of 15 counties.

  • What drives financial distress in Yuma County?

    The primary driver of distress in Yuma County is Employment & Wages, where the county scores 78.0 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Yuma County compare to neighboring counties?

    Yuma County (64.0) can be compared to its 4 neighboring counties: Imperial County, CA (70.9); La Paz County, AZ (67.2); Pima County, AZ (56.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Yuma County?

    Yuma County, Arizona has a population of approximately 213,221 (2023 Census estimate), classified as a mid county.