Chilton County, Alabama

County Distress Index: Elevated · 54.8 | 46,431 people · 40th most distressed in Alabama
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Chilton County, AL registers elevated household financial distress with a score of 54.8 — 1226th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Alabama, it ranks 40th of 67 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Chilton County's primary driver is Debt & Delinquency at 79.2 — worse than roughly 79% of U.S. counties.

Debt & Delinquency Primary driver 79.2
Debt in Collections 75
Medical Debt 67
Student Loan Delinquency 69
Auto Loan Delinquency 83
Credit Card Delinquency 85
Bankruptcy Filing Rate 96
Community Vulnerability 70.8
Uninsured Rate 66
Disability Rate 76
Income & Poverty 51.8
Poverty Rate 63
Income vs. State Median 25
Child Poverty Rate 67
Employment & Wages 37.7
Unemployment Rate 1
Wage-to-Rent Ratio 46
Business Formation Rate 66
Housing Cost Burden 34.4
Rent-Burdened (30%+) 11
Severely Rent-Burdened (50%+) 27
Mortgage-Burdened (30%+) 61
Homeownership Rate 37
Rent-to-Income Ratio 36

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Chilton County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Chilton County
Chilton County, AL 54.8 Elevated —
Dallas County, AL 71.5 Serious +16.8
Perry County, AL 67.1 Serious +12.4
Bibb County, AL 66.0 Serious +11.2
Coosa County, AL 52.4 Elevated -2.4
Elmore County, AL 43.1 Normal -11.6
Autauga County, AL 42.1 Normal -12.7
Shelby County, AL 30.2 Healthy -24.6

Population Peers

County Score Zone vs. Chilton County
Beltrami County, MN 54.8 Elevated 0.0
Grainger County, TN 54.8 Elevated +0.0
Randolph County, MO 54.8 Elevated +0.0
Fremont County, WY 54.8 Elevated +0.0
Callahan County, TX 54.7 Elevated -0.0

Download Data

Export all distress indicators for Chilton County as a CSV file.

Find Help in Chilton County

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Frequently Asked Questions

  • What is the distress score for Chilton County, Alabama?

    Chilton County has a County Distress Index score of 54.8 out of 100, placing it in the Elevated zone. It ranks 1,226th nationally out of 3,144 counties and 40th in Alabama out of 67 counties.

  • What drives financial distress in Chilton County?

    The primary driver of distress in Chilton County is Debt & Delinquency, where the county scores 79.2 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Chilton County compare to neighboring counties?

    Chilton County (54.8) can be compared to its 7 neighboring counties: Dallas County, AL (71.5); Perry County, AL (67.1); Bibb County, AL (66.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Chilton County?

    Chilton County, Alabama has a population of approximately 46,431 (2023 Census estimate), classified as a small county.